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$297,000

1490 PIPER ROAD, SPRING HILL, FL 34606

3D Tour
Active101 days on market

Beds

4

Baths

2

Sq Ft

1,398 sq ft

Year Built

2019

Lot Size

0.28 acres

Garage

2

About This Property

MOVE-IN READY, NO HOA & NO FLOOD INSURANCE! Built in 2019, this beautiful 4-bedroom home offers the peace of mind of newer construction without the hassle of high-maintenance updates. Enjoy luxury vinyl flooring throughout, abundant natural light, an open and comfortable layout, and a spacious 2-car attached garage. The flexible fourth bedroom is perfect for a home office, guest room, or private retreat. Step outside to a generous backyard with plenty of room for entertaining, gardening, or simply relaxing. Located in Flood Zone X — flood insurance is not required. Even better, there is NO HOA, meaning no monthly fees, board approvals, or age restrictions. Enjoy the best of the Nature Coast with Weeki Wachee Springs, Pine Island, Hernando Beach, Gulf beaches, restaurants, and shopping all within easy reach, plus convenient access to US-19. A newer 4-bedroom home with NO HOA and NO required flood insurance is a rare find at this price. Schedule your private showing today!

Property Overview

Property TypeResidential
Sub TypeSingle Family Residence
MLS #TB8523857
StatusActive
Year Built2019
Stories1
Total Rooms11
ConstructionVinyl Siding
RoofShingle
FoundationConcrete Perimeter
FacesNorth
SubdivisionSPRING HILL
CountyHernando
OwnershipFee Simple

Interior Features

InteriorKitchen/Family Room Combo, Walk-In Closet(s)
FlooringLuxury Vinyl
AppliancesDishwasher, Microwave, Range, Refrigerator
LaundryInside
CoolingCentral Air
HeatingCentral

Exterior & Lot

ExteriorGarden, Irrigation System
Lot Size0.28 acres (12,058 sq ft)
Lot Dimensions99 x 124
Road SurfaceAsphalt
0

Utilities

WaterPublic
SewerSeptic Tank
UtilitiesCable Available, Electricity Available, Water Available

Parking

GarageYes (2 spaces)

HOA & Community

HOANo
Senior CommunityNo

Financial Details

List Price$297,000
Original Price$315,000
Annual Taxes$2,515 (2025)
FinancingCash, Conventional, FHA, VA Loan
ZoningX
Parcel #R3232317501000470020

Directions

Using the US-19N that connects with several cities, continue straight north turn right at Spring Hill Dr at 0.9 miles turn left towards Treehaven Dr and at 350 feet turn left towards Piper Rd and at 500 feet you will find the 1490 Piper Rd, Spring Hill FL 34606

Location

1490 PIPER ROAD, SPRING HILL, FL 34606

Listing Information

OfficeFATHOM REALTY FL LLC
ListedJune 27, 2026

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Preferred Time

Scheduling is free, and you can cancel anytime.

Home Price

$297,000

20% ($59,400)
6.75%

Loan Term

Principal & Interest$1,541
Property Tax (est.)$272
Insurance (est.)$150
Total Monthly$1,963
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How to Buy This Home

Multiple financing options available for this $297,000 home in SPRING HILL.

🏛️

FHA Loan

$10,395 Down

Government-backed, low down payment. Credit scores as low as 580.

🎖️

VA Loan

$0 Down

Zero down for eligible veterans, active duty, and military families.

🏦

Conventional

$14,850 Down

Traditional financing. As low as 3-5% down with good credit.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Hernando County SHIP

Varies

Income-qualifying Hernando residents

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.

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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: October 3, 2026.

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