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$399,900

1335 15TH STREET, PALM HARBOR, FL 34683

3D Tour
Active97 days on market

Beds

3

Baths

2

Sq Ft

1,379 sq ft

Year Built

1988

Lot Size

0.14 acres

Garage

1

About This Property

Welcome Home! Beautiful 3 Bedrooms, 2 Bathrooms, Plus Air Conditioned 1 Car Garage. Bright & Open Floorplan with Decorator light fixtures in Living Room & Kitchen. Kitchen has Updated Cabinets, Counters, & Appliances. Living Room has sliders to Side Patio area for Relaxing / Entertaining. Primary Bedroom is Spacious and has ensuite Completely Updated Bathroom with Glass Door Shower. Bedroom has Sliders to Back Patio & Fire Pit area. Two additional Bedrooms and Updated Guest Bathroom with Jetted Tub. Wood Plank Luxury Flooring throughout living areas with Tile in the Bathrooms. Enjoy your Privacy in the Fenced Back Yard with Fire Pit and boardwalk. AC new in 2019, Roof in 2017, Refrigerator 2025, & Water Heater 2018. No storm damage, no flooding, & no power loss during last years storms. This home is built solid, is Not located in a flood zone (home is situated at 54 ft. elevation), non-evacuation zone, and does Not have an HOA. Plenty of parking for your RV & Boat, located on a non-through street! Down Payment Assistance Program Available to Qualified Buyers. Great Location in the Downtown Palm Harbor Area. Quick walk or Golf Cart ride to the area Restaurants, Breweries, Shops, Parks, Playgrounds, & Waterfront Sunsets. A Short Bike Ride to the Pinellas Trail. This Is Paradise!

Property Overview

Property TypeResidential
Sub TypeSingle Family Residence
MLS #TB8523979
StatusActive
Year Built1988
Total Rooms4
ConstructionBlock, Stucco
RoofShingle
FoundationSlab
FacesEast
SubdivisionSUTHERLAND TOWN OF
CountyPinellas
OwnershipFee Simple

Interior Features

InteriorCathedral Ceiling(s), Ceiling Fan(s), Eating Space In Kitchen, Kitchen/Family Room Combo, Open Floorplan, Solid Surface Counters, Solid Wood Cabinets, Walk-In Closet(s)
FlooringLuxury Vinyl
AppliancesDishwasher, Disposal, Dryer, Electric Water Heater, Range, Refrigerator, Washer
LaundryIn Garage
CoolingCentral Air
HeatingCentral

Exterior & Lot

ExteriorSliding Doors, Storage
FencingFenced, Vinyl, Wood
Other StructuresShed(s)
Lot Size0.14 acres (6,299 sq ft)
Lot FeaturesPrivate
Road SurfaceGravel
ViewTrees/Woods
0

Utilities

WaterPublic
SewerPublic Sewer
UtilitiesCable Connected, Electricity Connected, Sewer Connected, Water Connected

Parking

GarageYes (1 spaces)

HOA & Community

HOANo
Senior CommunityNo

Financial Details

List Price$399,900
Original Price$419,000
Annual Taxes$5,486 (2024)
FinancingCash, Conventional, FHA, VA Loan
ZoningR-3
Parcel #012815885600552300

Schools

ElementarySutherland Elementary-PN
MiddlePalm Harbor Middle-PN
HighPalm Harbor Univ High-PN

Directions

Nebraska Ave, north on 15th St to address on the end of the street

Location

1335 15TH STREET, PALM HARBOR, FL 34683

Listing Information

OfficeFUTURE HOME REALTY INC
ListedJune 29, 2026

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Home Price

$399,900

20% ($79,980)
6.75%

Loan Term

Principal & Interest$2,075
Property Tax (est.)$367
Insurance (est.)$150
Total Monthly$2,592
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Nearby Schools

How to Buy This Home

Multiple financing options available for this $399,900 home in PALM HARBOR.

🏛️

FHA Loan

$13,997 Down

Government-backed, low down payment. Credit scores as low as 580.

🎖️

VA Loan

$0 Down

Zero down for eligible veterans, active duty, and military families.

🏦

Conventional

$19,995 Down

Traditional financing. As low as 3-5% down with good credit.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Pinellas County SHIP

Varies

Income-qualifying Pinellas residents

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.

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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: September 23, 2026.

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