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$436,900

13126 SANTEE STREET, SPRING HILL, FL 34609

3D Tour
Active100 days on market

Beds

3

Baths

2

Sq Ft

1,998 sq ft

Year Built

2021

Lot Size

0.37 acres

Garage

2

About This Property

Welcome to this beautiful 3-bedroom, 2-bath home built in 2021, offering comfort, functionality, and modern living. This property also features an additional flex room that can be used as a home office, playroom, or extra living space to fit your needs. The primary suite includes a spacious walk-in closet and a private bathroom with dual sinks. Enjoy an open-concept layout where the kitchen connects beautifully with the main living area, creating a warm and inviting space for family gatherings and everyday living. The home also features a two-car garage and a large backyard with a pool and canopies, perfect for entertaining, celebrations, and special moments with family and friends. The property is equipped with solar panels, providing energy-saving benefits. The solar panels are currently financed by the owner and will be paid in full at closing. This home is a wonderful opportunity for buyers looking for space, comfort, and excellent features in a nearly new property. As an added incentive, the seller is offering a $5,000 credit toward the buyer's closing costs with an accepted contract.

Property Overview

Property TypeResidential
Sub TypeSingle Family Residence
MLS #TB8524063
StatusActive
Year Built2021
Stories1
Total Rooms10
ConstructionBlock, Stucco
RoofOther, Shingle
FoundationBlock, Slab
FacesEast
SubdivisionSPRING HILL
CountyHernando
OwnershipFee Simple

Interior Features

InteriorEating Space In Kitchen, High Ceilings, Kitchen/Family Room Combo, Open Floorplan, Solid Surface Counters, Solid Wood Cabinets, Stone Counters, Walk-In Closet(s), Window Treatments
FlooringCarpet, Ceramic Tile
AppliancesMicrowave, Range, Refrigerator, Wine Refrigerator
LaundryCorridor Access, Electric Dryer Hookup, Inside, Laundry Closet, Laundry Room, Washer Hookup
CoolingCentral Air
HeatingCentral, Electric, Solar

Exterior & Lot

ExteriorAwning(s), Courtyard, Garden, Lighting, Sliding Doors, Storage
FencingWood
Other StructuresStorage
Lot Size0.37 acres (15,978 sq ft)
Lot Dimensions119 x 135
Lot FeaturesCorner Lot, In County
Road SurfacePaved, Asphalt

Pool & Spa

Private PoolYes
Pool FeaturesAbove Ground

Utilities

WaterPublic
SewerPublic Sewer
UtilitiesElectricity Connected, Sewer Connected, Solar, Water Connected

Parking

GarageYes (2 spaces)

HOA & Community

HOANo
Senior CommunityNo

Financial Details

List Price$436,900
Original Price$438,900
Annual Taxes$4,329 (2025)
FinancingCash, Conventional, FHA, VA Loan
ZoningRES
Parcel #R3232317520013200010

Schools

ElementaryPine Grove Elementary School
MiddleWest Hernando Middle School
HighCentral High School

Directions

From US Hwy 19, head east on Spring Hill Dr. Turn left onto Mariner Blvd, then turn right onto Elgin Blvd. Turn right onto Santee St and continue to 13126 Santee St, Spring Hill, FL 34609.

Location

13126 SANTEE STREET, SPRING HILL, FL 34609

Listing Information

OfficeLCA REALTY, LLC
ListedJune 28, 2026

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Home Price

$436,900

20% ($87,380)
6.75%

Loan Term

Principal & Interest$2,267
Property Tax (est.)$400
Insurance (est.)$150
Total Monthly$2,817
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Nearby Schools

How to Buy This Home

Multiple financing options available for this $436,900 home in SPRING HILL.

🏛️

FHA Loan

$15,292 Down

Government-backed, low down payment. Credit scores as low as 580.

🎖️

VA Loan

$0 Down

Zero down for eligible veterans, active duty, and military families.

🏦

Conventional

$21,845 Down

Traditional financing. As low as 3-5% down with good credit.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Hernando County SHIP

Varies

Income-qualifying Hernando residents

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.

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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: August 5, 2026.

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