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$490,000

1600 LORETTA AVENUE NW, LARGO, FL 33770

3D Tour
Active2 days on market

Beds

3

Baths

2

Sq Ft

1,507 sq ft

Year Built

1949

Lot Size

0.17 acres

Garage

—

About This Property

This Beautiful Well Maintained Pool Home is an Active AirBnB AND an Ideal Vacation Home. Turnkey and Fully Furnished, this is a perfect home for an Investor, or Family who wants to enjoy the wonderful Florida Climate and Beaches of the Gulf Coast for family get-togethers. Located in Largo FL, just minutes from the SANDY BEACHES of the Gulf Coast, like Indian Rocks Beach or Belleair Beach, it is a quick drive or short bike ride to the ocean. NO HOA FEES! And SHORT TERM RENTALS ARE ALLOWED! Home is registered with the city of Largo as a short term rental and has passed inspection to operate as such. There is a newer and fully automated inground POOL & JACUZZI, and a children's park is only a block away, in the quiet neighborhood. The famouse Pinellas trail is only a minute from the home for biking and walking. Home improvements include: ELECTIRIC PANEL REPLACED, 2025, NEW ROOF, 2022. New water heater, 2024, new external paint, 2022, Heated Pool with Spa, Pool Screen Enclosure, 2023, Irrigation System, Pavers on both sides of house, Vinyl Fence, Hard wired smoke detectors, Emergency lighting, Ceiling fans, telelvision, and spotlights on porch. Included in sale if desired: washer and dryer (new in 2024) refrigerator (new in 2022) furniture, 4 televisions and supplies (dishes, towels, sheets, blankets, pool toys ect.)

Property Overview

Property TypeResidential
Sub TypeSingle Family Residence
MLS #TB8524077
StatusActive
Year Built1949
Stories1
Total Rooms3
ConstructionWood Frame
RoofShingle
FoundationSlab
FacesEast
SubdivisionFOSTERS SUB
CountyPinellas
OwnershipFee Simple
FurnishedFurnished

Interior Features

InteriorLiving Room/Dining Room Combo, Open Floorplan, Thermostat
FlooringCeramic Tile, Luxury Vinyl
AppliancesDishwasher, Dryer, Electric Water Heater, Microwave, Range, Refrigerator, Washer
LaundryLaundry Room
CoolingCentral Air
HeatingCentral

Exterior & Lot

ExteriorLighting, Storage
FencingVinyl
Other StructuresShed(s), Storage
Lot Size0.17 acres (7,440 sq ft)
Lot Dimensions62 x 120
Lot FeaturesCorner Lot, Landscaped
Road SurfaceAsphalt

Pool & Spa

Private PoolYes
Pool FeaturesGunite, In Ground, Screen Enclosure
SpaIn Ground

Utilities

WaterPublic
SewerPublic Sewer
UtilitiesCable Available, Electricity Connected, Public, Sewer Connected, Water Connected

Parking

GarageNo

HOA & Community

HOANo
Senior CommunityNo

Financial Details

List Price$490,000
Annual Taxes$7,265 (2024)
FinancingCash, Conventional, FHA, VA Loan
Parcel #332915291780010020

Schools

ElementaryMildred Helms Elementary-PN
MiddleLargo Middle-PN
HighLargo High-PN

Directions

Merge onto I-275 N Take exit 30 for FL-686 W/Roosevelt Blvd Use the left lane to take the 118th Ave N ramp to County Rd 296 W Merge onto FL-690/Gateway Expy Keep left to stay on FL-690/Gateway Expy Merge onto US-19 N ?Use the 2nd from the right lane to take the exit toward FL-686/East Bay Dr/Roosevelt Blvd Use the left lane to merge onto U.S. 19 Frontage Rd Use the left 2 lanes to turn left toward FL-686 W/E Bay Dr Use any lane to turn left onto FL-686 W/E Bay Dr Continue to follow E Bay Dr Continue on 14th St NW. Drive to Loretta Ave NW

Location

1600 LORETTA AVENUE NW, LARGO, FL 33770

Listing Information

OfficeFUTURE HOME REALTY INC
ListedJune 30, 2026

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Home Price

$490,000

20% ($98,000)
6.75%

Loan Term

Principal & Interest$2,543
Property Tax (est.)$449
Insurance (est.)$150
Total Monthly$3,142
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Nearby Schools

How to Buy This Home

Multiple financing options available for this $490,000 home in LARGO.

🏛️

FHA Loan

$17,150 Down

Government-backed, low down payment. Credit scores as low as 580.

🎖️

VA Loan

$0 Down

Zero down for eligible veterans, active duty, and military families.

🏦

Conventional

$24,500 Down

Traditional financing. As low as 3-5% down with good credit.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Pinellas County SHIP

Varies

Income-qualifying Pinellas residents

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.

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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: July 2, 2026.

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