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$375,000

12407 HILLTOP FARMS DRIVE, DADE CITY, FL 33525

3D Tour
Active98 days on market

Beds

4

Baths

3

Sq Ft

2,216 sq ft

Year Built

2023

Lot Size

0.16 acres

Garage

2

About This Property

$10,000 BUYER INCENTIVE! Seller is offering up to $10,000 toward buyer’s allowable closing costs and/or interest-rate buydown, subject to seller approval, lender approval, and applicable financing guidelines. MOVE-IN READY with the upgrades already done! This beautifully maintained M/I Homes residence in Hilltop Point offers over 2,200 sq ft, 4 bedrooms, 3 full baths, and a spacious open-concept design made for everyday living and entertaining. Step outside to a screened lanai with ceiling fans and an extended paver patio; perfect for enjoying Florida living. Additional upgrades include professional landscaping with concrete curbing, custom kitchen backsplash, upgraded lighting, decorative exterior trim lighting, gutters, and water softener. The home also includes a leased solar system; buyer to assume/qualify for transfer subject to provider guidelines. Why wait for new construction and then pay to add the extras? Here, the upgrades are already in place, and the home is ready to enjoy. Conveniently located near shopping, dining, schools, and major roadways. Take advantage of the $10,000 seller incentive and schedule your private showing today!

Property Overview

Property TypeResidential
Sub TypeSingle Family Residence
MLS #TB8524304
StatusActive
Year Built2023
Stories1
Total Rooms7
ConstructionBlock, Stucco, Wood Frame
RoofShingle
FoundationSlab
FacesEast
SubdivisionHILLTOP POINT REP
CountyPasco
OwnershipFee Simple

Interior Features

InteriorLiving Room/Dining Room Combo, Thermostat, Tray Ceiling(s), Walk-In Closet(s)
FlooringCarpet, Ceramic Tile
AppliancesDishwasher, Disposal, Dryer, Electric Water Heater, Microwave, Range, Refrigerator, Washer, Water Softener
LaundryInside, Laundry Room
CoolingCentral Air
HeatingCentral
SecuritySecurity System

Exterior & Lot

ExteriorIrrigation System, Sliding Doors
Lot Size0.16 acres (6,825 sq ft)
Road SurfaceAsphalt, Paved
0

Utilities

WaterPublic
SewerPublic Sewer
UtilitiesBB/HS Internet Available, Underground Utilities

Parking

GarageYes (2 spaces)

HOA & Community

HOAYes
HOA Fee$165 / Annually
Senior CommunityNo

Financial Details

List Price$375,000
Annual Taxes$9,465 (2025)
FinancingCash, Conventional, FHA, VA Loan
ZoningPD
Parcel #212502004.0000.00060.0

Schools

ElementaryPasco Elementary School-PO
MiddleCentennial Middle-PO
HighPasco High-PO

Directions

Follow I-75 S to US-98 S/Cortez Blvd in Hernando County. Take exit 301 from I-75 S, Follow US-98 S to Hilltop Farms Dr in Dade City.

Location

12407 HILLTOP FARMS DRIVE, DADE CITY, FL 33525

Listing Information

OfficeKELLER WILLIAMS TAMPA PROPERTIES
ListedJune 30, 2026

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Home Price

$375,000

20% ($75,000)
6.75%

Loan Term

Principal & Interest$1,946
Property Tax (est.)$344
Insurance (est.)$150
Total Monthly$2,440
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Nearby Schools

How to Buy This Home

Multiple financing options available for this $375,000 home in DADE CITY.

🏛️

FHA Loan

$13,125 Down

Government-backed, low down payment. Credit scores as low as 580.

🎖️

VA Loan

$0 Down

Zero down for eligible veterans, active duty, and military families.

🏦

Conventional

$18,750 Down

Traditional financing. As low as 3-5% down with good credit.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Pasco County SHIP

Varies

Income-qualifying Pasco residents

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee, just a starting point.

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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: October 3, 2026.

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