1 / 39

$450,000

269 MADEIRA CIRCLE, ST PETERSBURG, FL 33715

Active6 days on market

Beds

Baths

Sq Ft

1,585 sq ft

Year Built

1997

Lot Size

0.02 acres

Garage

About This Property

Experience the best of Florida living in this spacious 3-bedroom, 2-bathroom townhome in the highly desirable Palms of Tierra community. Offering a two-car garage with a versatile bonus room, this home was not flooded during recent storms and features new luxury vinyl flooring throughout, providing both style and durability. The open-concept floor plan is designed for comfortable everyday living and entertaining. The kitchen overlooks the main living area and features granite countertops, wood cabinetry, stainless steel appliances, and a breakfast bar for casual dining. The inviting living room is highlighted by a cozy fireplace, creating the perfect space to relax after a day on the water. The spacious primary suite is conveniently located on the first living level and offers a large walk-in closet, private ensuite bathroom with dual-sink vanities and a generous walk-in shower, along with a private balcony where you can unwind and enjoy beautiful water views. Upstairs, two additional bedrooms share a full bathroom, providing comfortable accommodations for family or guests. Palms of Tierra offers an exceptional waterfront lifestyle with amenities including a community pool, fitness center, tennis courts, and a community boat dock, making it easy to enjoy boating, kayaking, paddleboarding, fishing, and all that coastal living has to offer. The monthly HOA fee includes cable, water, and additional services for added convenience. Ideally located just minutes from the pristine beaches of Fort De Soto Park and St. Pete Beach, and less than 20 minutes from vibrant Downtown St. Petersburg with its renowned dining, shopping, waterfront parks, museums, and year-round events, this home offers the perfect combination of waterfront tranquility and easy access to everything the Gulf Coast has to offer.

Property Overview

Property TypeResidential

Sub TypeTownhouse

MLS #TB8524633

StatusActive

Year Built1997

Total Rooms3

ConstructionStucco, Wood Frame

RoofBuilt-Up

FoundationSlab

FacesSouth

SubdivisionPALMS OF TIERRA

CountyPinellas

OwnershipFee Simple

Interior Features

InteriorCeiling Fan(s), Crown Molding, Kitchen/Family Room Combo, Living Room/Dining Room Combo, Split Bedroom, Stone Counters, Thermostat, Walk-In Closet(s)

FlooringLuxury Vinyl, Tile

AppliancesDishwasher, Microwave, Range, Refrigerator

LaundryLaundry Closet, Upper Level

CoolingCentral Air

HeatingCentral

FireplaceYes ()

Exterior & Lot

ExteriorSliding Doors, Tennis Court(s)

Lot Size0.02 acres (897 sq ft)

Road SurfacePaved

Utilities

WaterPublic

SewerPublic Sewer

UtilitiesCable Connected, Electricity Connected, Water Connected

Parking

GarageYes (2 spaces)

HOA & Community

HOAYes

HOA Fee$592 / Monthly

Senior CommunityNo

Financial Details

List Price$450,000

Annual Taxes$7,610 (2025)

FinancingCash, Conventional, FHA, VA Loan

ZoningRM-15

Parcel #203216659050010660

Schools

ElementaryGulfport Elementary-PN

MiddleBay Point Middle-PN

HighLakewood High-PN

Directions

Pinellas Bayway S To Madeira Circle To Address On Left.

Location

269 MADEIRA CIRCLE, ST PETERSBURG, FL 33715

Listing Information

OfficeEXP REALTY LLC

ListedJuly 2, 2026

Schedule a Tour

Pick a Day

Preferred Time

Home Price

$450,000

Down Payment20% ($90,000)

Interest Rate6.75%

Loan Term

Principal & Interest$2,335

Property Tax (est.)$413

Insurance (est.)$150

Total Monthly$2,897

Full Calculator →

Nearby Schools

Elementary School

Gulfport Elementary-PN

View on GreatSchools →

Middle School

Bay Point Middle-PN

View on GreatSchools →

High School

Lakewood High-PN

View on GreatSchools →

How to Buy This Home

Multiple financing options available for this $450,000 home in ST PETERSBURG.

🏛️

FHA Loan

$15,750 Down

Government-backed, low down payment. Credit scores as low as 580.

🎖️

VA Loan

$0 Down

Zero down for eligible veterans, active duty, and military families.

🏦

Conventional

$22,500 Down

Traditional financing. As low as 3-5% down with good credit.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Pinellas County SHIP

Varies

Income-qualifying Pinellas residents

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.

Full Calculator →First-Time Buyer Guide →VA Loan Guide →

More Homes in St. Petersburg

All Homes

Browse listings

Pool Homes

St. Petersburg

New Construction

St. Petersburg

Open Houses

St. Petersburg

Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: July 8, 2026.