$175,000
3500 MAGNOLIA RIDGE CIRCLE UNIT 405, PALM HARBOR, FL 34684
Beds
2
Baths
2
Sq Ft
854 sq ft
Year Built
1985
Lot Size
—
Garage
—
About This Property
Wow a Countryside Home at this PRICE! This home is NOT located in a FLOOD ZONE! The Location is perfect. This is a dream if you want to live in a great small community in Palm Harbor with close proximity to Downtown DUNEDIN. If you want a second home far away from the snow. This charming, pet friendly, 2 bedroom, 2 bath home is located just off the new Pinellas Trail extension in the wonderful Countryside Community. It has a living room/dining room floor plan with a large fireplace and in unit washer/dryer. While the home maintains much of its original character, it presents a wonderful opportunity for you to add your personal touch and bring your vision to life. The living and dining area has a Cathedral Ceiling and is perfect for your Big Holiday Tree and relaxing or entertaining. The kitchen features ample cabinetry with a pantry and everything you need to feel right at home. This villa is one floor and offers a spacious floor plan featuring a bright living area that opens to a private screened in porch. The primary suite boasts an en-suite bathroom and generous closet space, the second bedroom is ideal for guests or a home office. You can cool off in the impeccable community pool. Magnolia Ridge offers true maintenance-free living with a reasonable HOA that covers internet, cable, water, sewer, trash, exterior insurance, roof maintenance, lawn care, pool upkeep, exterior painting, and more. Magnolia Ridge offers convenient access to Downtown Dunedin, Oldsmar, Downtown Palm Harbor, and local beaches such as Honeymoon Island and Clearwater Beach. It is just an easy ride to St. Petersburg, and Tampa, this home offers the perfect blend of peaceful living and unbeatable convenience. This home has an assigned carport. Pets are limited to up to 25 pounds.
Property Overview
Interior Features
Exterior & Lot
Utilities
Parking
HOA & Community
Financial Details
Schools
Directions
N on US 19 E on Curlew N on Countryside 1st R into Magnolia 1st R head to the back where Guest parking is available
Location
3500 MAGNOLIA RIDGE CIRCLE UNIT 405, PALM HARBOR, FL 34684
Listing Information
Schedule a Tour
Pick a Day
Preferred Time
Home Price
$175,000
Loan Term
Nearby Schools
How to Buy This Home
Multiple financing options available for this $175,000 home in PALM HARBOR.
🏛️
FHA Loan
$6,125 Down
Government-backed, low down payment. Credit scores as low as 580.
🎖️
VA Loan
$0 Down
Zero down for eligible veterans, active duty, and military families.
🏦
Conventional
$8,750 Down
Traditional financing. As low as 3-5% down with good credit.
🌾
USDA Loan
$0 Down
Zero down for eligible rural areas. Income limits apply.
Florida Down Payment Assistance Programs
You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.
Florida Hometown Heroes
Up to $35,000
First-time buyers working in FL
FL Assist
Up to $10,000
FHA, VA, or USDA borrowers
FL HLP Second Mortgage
Up to $10,000
First-time buyers, 0% deferred
Pinellas County SHIP
Varies
Income-qualifying Pinellas residents
Can You Afford This Home?
Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.
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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: October 3, 2026.