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$229,900

3300 COVE CAY DRIVE UNIT 7D, CLEARWATER, FL 33760

3D Tour
Active90 days on market

Beds

2

Baths

2

Sq Ft

1,070 sq ft

Year Built

1982

Lot Size

—

Garage

—

About This Property

Wake up to breathtaking panoramic views from this top-floor 2-bedroom, 2-bath condominium in the highly desirable Cove Cay Village 4. From the spacious glass-enclosed and screened porch, enjoy sweeping vistas of Tampa Bay, the 9th fairway of the Cove Cay Golf Course, passing boats, and an abundance of Florida wildlife. With access from both the living room and the primary bedroom, this inviting space can be enjoyed year-round and is the perfect place to relax with your morning coffee or unwind while watching the ever-changing scenery. Inside, the bright, spacious and welcoming floor plan is enhanced by soft coastal-inspired colors, attractive laminate flooring, and window blinds throughout for comfort and privacy. The updated kitchen features beautiful cabinetry, stainless Samsung appliances, and a functional layout that's ideal for everyday living and entertaining. And the breakfast area features a large window to enjoy viewing the outside. Both bathrooms have been tastefully updated with beautifully tiled walk-in showers accented by neutral decorative tile, tile flooring, updated toilets, and stylish finishes that provide a fresh, timeless look. A 2021 water heater adds peace of mind, while the private laundry room, complete with a Maytag washer and dryer, is conveniently located just off the porch and offers additional storage and functionality. The covered carport keeps your vehicle protected from the Florida sun, and the condominium is being offered beautifully and fully furnished, making it a true turnkey opportunity—simply bring your suitcase and begin enjoying the Florida lifestyle from day one. This exceptional top-floor residence combines comfort, quality updates, and one of the most spectacular views in Cove Cay. Residents enjoy beautifully maintained grounds, a waterfront setting, golf, and convenient access to shopping, dining, Tampa International Airport, St. Pete–Clearwater International Airport, and the award-winning Gulf beaches. Whether you're searching for a year-round home or the perfect seasonal retreat, this move-in-ready condominium is sure to impress and is part of the Paradise known as Cove Cay.

Property Overview

Property TypeResidential
Sub TypeCondominium
MLS #TB8524759
StatusActive
Year Built1982
Stories7
Total Rooms8
ConstructionBlock, Stucco
RoofBuilt-Up
FoundationSlab
FacesSouth
SubdivisionCOVE CAY VILLAGE IV
CountyPinellas
OwnershipCondominium
FurnishedFurnished

Interior Features

InteriorThermostat, Walk-In Closet(s)
FlooringCarpet, Ceramic Tile, Laminate
AppliancesDishwasher, Dryer, Microwave, Range, Refrigerator, Washer
LaundryOther
WindowsBlinds
CoolingCentral Air
HeatingCentral

Exterior & Lot

ExteriorBalcony
Lot FeaturesFloodZone, In County, Near Marina, On Golf Course, Unincorporated
Road SurfacePaved, Asphalt
ViewGolf Course, Water

Pool & Spa

Private PoolNo
Pool FeaturesGunite, Heated, In Ground
SpaHeated, In Ground

Waterfront

WaterfrontYes
FeaturesBay/Harbor Front, Bay/Harbor

Utilities

WaterPublic
SewerPublic Sewer
UtilitiesCable Connected, Electricity Connected, Sewer Connected, Water Connected

Parking

GarageNo
CarportYes

HOA & Community

HOAYes
Senior CommunityNo

Financial Details

List Price$229,900
Original Price$237,900
Annual Taxes$3,457 (2025)
FinancingCash, Conventional
Parcel #292916187060040074

Directions

US 19 just S. of Belleair Rd on E. Side. When traveling S., exit at Whitney Rd. and make u-turn. When traveling north, access frontage road near East Bay and 19. Stay in the service road lane. Cove Cay will be on the right after Haines Bayshore.

Location

3300 COVE CAY DRIVE UNIT 7D, CLEARWATER, FL 33760

Listing Information

OfficeFUTURE HOME REALTY INC
ListedJuly 8, 2026

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Home Price

$229,900

20% ($45,980)
6.75%

Loan Term

Principal & Interest$1,193
Property Tax (est.)$211
Insurance (est.)$150
Total Monthly$1,554
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How to Buy This Home

Multiple financing options available for this $229,900 home in CLEARWATER.

🏦

Conventional

$11,495 Down

Traditional financing. As low as 3-5% down with good credit.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Pinellas County SHIP

Varies

Income-qualifying Pinellas residents

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.

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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: September 27, 2026.

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