1 / 30

$449,900

2431 GROVE RIDGE DRIVE, PALM HARBOR, FL 34683

Active0 days on market

Beds

Baths

Sq Ft

1,749 sq ft

Year Built

1981

Lot Size

0.18 acres

Garage

About This Property

Virtually Staged. Welcome home to this beautifully refreshed property featuring an open-concept floor plan designed for comfortable everyday living and effortless entertaining. Charming brick exterior accents, fresh exterior paint, mature landscaping, and a generously sized lot create outstanding curb appeal. Inside, you'll find fresh interior paint, durable luxury vinyl plank and tile flooring throughout, ceiling fans, window blinds, and a bright, inviting living space. The kitchen is equipped with stainless steel appliances, crisp white cabinetry, and ample storage, seamlessly flowing into the main living and dining areas. The oversized primary suite offers a relaxing retreat with a private ensuite bathroom, while the dedicated laundry room adds everyday convenience. Step outside to enjoy the spacious backyard with plenty of room for outdoor entertaining underneath a covered patio. With tasteful updates, a functional layout, and generous indoor and outdoor living spaces, this move-in-ready home is one you won't want to miss!

Property Overview

Property TypeResidential

Sub TypeSingle Family Residence

MLS #TB8525057

StatusActive

Year Built1981

Total Rooms6

ConstructionBlock, Stucco

RoofShingle

FoundationSlab

FacesWest

SubdivisionORANGEPOINTE UNIT II

CountyPinellas

OwnershipFee Simple

Interior Features

InteriorCeiling Fan(s), Living Room/Dining Room Combo, Open Floorplan, Walk-In Closet(s)

FlooringLuxury Vinyl, Tile

AppliancesDishwasher, Microwave, Range, Refrigerator

LaundryLaundry Room

WindowsBlinds

CoolingCentral Air

HeatingCentral

FireplaceYes ()

SecuritySmoke Detector(s)

Exterior & Lot

ExteriorPrivate Yard, Sidewalk

FencingFenced, Vinyl, Wood

Lot Size0.18 acres (7,767 sq ft)

Lot Dimensions74 x 105

Lot FeaturesLevel, Private

Road SurfaceAsphalt

Utilities

WaterPublic

SewerPublic Sewer

UtilitiesElectricity Connected, Sewer Connected, Water Connected

Parking

GarageYes (2 spaces)

HOA & Community

HOANo

Senior CommunityNo

Financial Details

List Price$449,900

Annual Taxes$6,690 (2025)

FinancingCash, Conventional, FHA, VA Loan

ZoningR-3

Parcel #312716645380000650

Schools

ElementarySutherland Elementary-PN

MiddlePalm Harbor Middle-PN

HighPalm Harbor Univ High-PN

Directions

From US-19: Head east on Tampa Rd. Turn left onto East Lake Rd. Turn right onto Ridgemoor Blvd. Turn left onto Grove Ridge Dr. Continue to 2431 Grove Ridge Dr, Palm Harbor, FL 34683. Property will be on the right.

Location

2431 GROVE RIDGE DRIVE, PALM HARBOR, FL 34683

Listing Information

OfficeHOMESMART

ListedJuly 15, 2026

Schedule a Tour

Pick a Day

Preferred Time

Home Price

$449,900

Down Payment20% ($89,980)

Interest Rate6.75%

Loan Term

Principal & Interest$2,334

Property Tax (est.)$412

Insurance (est.)$150

Total Monthly$2,897

Full Calculator →

Nearby Schools

Elementary School

Sutherland Elementary-PN

View on GreatSchools →

Middle School

Palm Harbor Middle-PN

View on GreatSchools →

High School

Palm Harbor Univ High-PN

View on GreatSchools →

How to Buy This Home

Multiple financing options available for this $449,900 home in PALM HARBOR.

🏛️

FHA Loan

$15,747 Down

Government-backed, low down payment. Credit scores as low as 580.

🎖️

VA Loan

$0 Down

Zero down for eligible veterans, active duty, and military families.

🏦

Conventional

$22,495 Down

Traditional financing. As low as 3-5% down with good credit.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Pinellas County SHIP

Varies

Income-qualifying Pinellas residents

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.

Full Calculator →First-Time Buyer Guide →VA Loan Guide →

More Homes in Palm Harbor

All Homes

Browse listings

Pool Homes

Palm Harbor

New Construction

Palm Harbor

Open Houses

Palm Harbor

Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: July 15, 2026.