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$365,000

146 RAIN BERRY AVENUE, RUSKIN, FL 33570

Active82 days on market

Beds

5

Baths

3

Sq Ft

2,557 sq ft

Year Built

2021

Lot Size

0.18 acres

Garage

3

About This Property

Short Sale. BANK-APPROVED SHORT SALE PRICE: $365,000! If you've been searching for a home with space for everyone, your search ends here! This beautifully maintained 5-bedroom, 3-bath home, built in 2021, offers over 2,600 square feet of thoughtfully designed living space and a spacious 3-car garage. As the only five-bedroom floor plan in the community, this rare home is perfect for growing families, multi-generational living, or anyone who simply wants extra room to live, work, and entertain. A charming covered front porch welcomes you inside, where 9-foot ceilings and an open, airy layout create an inviting atmosphere. The split-bedroom floor plan features two private suites, making it ideal for guests or extended family. Every bedroom is generously sized with walk-in closets and custom shelving, providing exceptional storage throughout. The heart of the home is the expansive kitchen, designed for both everyday living and entertaining. It features an oversized island with seating, granite countertops, rich wood cabinetry, stainless steel appliances, a walk-in pantry, upgraded fixtures, and abundant cabinet space. The kitchen flows seamlessly into the spacious living and dining areas, creating the perfect place to gather with family and friends. The primary suite has been thoughtfully enhanced for added privacy and includes a customized walk-in closet. The oversized 3-car garage offers additional overhead storage and plenty of room for vehicles, hobbies, or a workshop. Outside, enjoy a large backyard patio with peaceful water views, providing an ideal setting for entertaining, grilling, or simply relaxing after a long day. Conveniently located in the growing community of Ruskin, you'll enjoy quick access to I-75, US-41, shopping, dining, schools, parks, and the beautiful Gulf Coast. Bank-approved short sale price of $365,000 — an opportunity to own a spacious, newer home at an attractive price. Don't miss it!

Property Overview

Property TypeResidential
Sub TypeSingle Family Residence
MLS #TB8525079
StatusActive
Year Built2021
Total Rooms3
ConstructionBlock, Stucco
RoofShingle
FoundationSlab
FacesNorth
SubdivisionOSPREY RESERVE
CountyHillsborough
OwnershipFee Simple

Interior Features

InteriorBuilt-in Features, Ceiling Fan(s), Eating Space In Kitchen, High Ceilings, Living Room/Dining Room Combo, Open Floorplan, Primary Bedroom Main Floor, Smart Home, Split Bedroom, Stone Counters, Thermostat Attic Fan, Walk-In Closet(s)
FlooringCeramic Tile
AppliancesDishwasher, Disposal, Dryer, Electric Water Heater, Exhaust Fan, Microwave, Range, Refrigerator, Washer
LaundryInside
CoolingCentral Air
HeatingCentral

Exterior & Lot

ExteriorHurricane Shutters, Irrigation System, Private Yard, Sidewalk
Lot Size0.18 acres (8,044 sq ft)
Road SurfacePaved
0

Utilities

WaterPublic
SewerPublic Sewer
UtilitiesBB/HS Internet Available, Electricity Connected, Sewer Connected, Solar, Street Lights, Water Connected

Parking

GarageYes (3 spaces)

HOA & Community

HOAYes
HOA Fee$117 / Monthly
Senior CommunityNo

Financial Details

List Price$365,000
Original Price$389,999
Annual Taxes$7,994 (2025)
FinancingCash, Conventional, FHA, VA Loan
ZoningPD
Parcel #U063219C2500000000024.0

Schools

ElementaryApollo Beach-HB
MiddleShields-HB
HighLennard-HB

Directions

From US-41, turn onto 19th Avenue NW, then turn left onto 1st Street NW. Continue to Rain Berry Avenue and turn right. Follow the road to the property.

Location

146 RAIN BERRY AVENUE, RUSKIN, FL 33570

Listing Information

OfficeWEICHERT REALTORS EXCLUSIVE PROPERTIES
ListedJuly 2, 2026

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Home Price

$365,000

20% ($73,000)
6.75%

Loan Term

Principal & Interest$1,894
Property Tax (est.)$335
Insurance (est.)$150
Total Monthly$2,378
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Nearby Schools

How to Buy This Home

Multiple financing options available for this $365,000 home in RUSKIN.

🏛️

FHA Loan

$12,775 Down

Government-backed, low down payment. Credit scores as low as 580.

🎖️

VA Loan

$0 Down

Zero down for eligible veterans, active duty, and military families.

🏦

Conventional

$18,250 Down

Traditional financing. As low as 3-5% down with good credit.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Hillsborough County SHIP

Varies

Income-qualifying Hillsborough residents

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.

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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: September 21, 2026.

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