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$190,000

420 N BAYSHORE BOULEVARD UNIT 102, CLEARWATER, FL 33759

Active5 days on market

Beds

Baths

Sq Ft

1,030 sq ft

Year Built

1982

Lot Size

—

Garage

—

About This Property

Welcome to easy Clearwater living in the Harbour Towne community. This ground-floor 2-bedroom, 2-bath condo offers a bright, comfortable layout with 1,030 heated square feet, an open living and dining area, and a functional galley-style kitchen with plenty of cabinet and counter space plus a tiled backsplash. Both bedrooms include generous closet storage, and the primary suite features its own en-suite bath with a wide vanity and walk-in shower. Enjoy added privacy from the enclosed rear porch with no rear neighbors, creating a quiet spot to relax or enjoy morning coffee with a serene view. Harbour Towne offers convenient community amenities including a pool, clubhouse, tennis courts, and on-site laundry, all in a location close to the Ream Wilson Trail, Cooper’s Bayou Park, downtown Safety Harbor, Clearwater, area beaches, shopping, dining, and both Tampa Bay area airports. A great option for a primary residence, seasonal getaway, or low-maintenance investment property. Water/sewer/trash included with your condo fee!

Property Overview

Property TypeResidential

Sub TypeCondominium

MLS #TB8525192

StatusActive

Year Built1982

Stories2

Total Rooms3

ConstructionBlock

RoofShingle

FoundationSlab

FacesWest

SubdivisionHARBOUR TOWNE CONDO

CountyPinellas

OwnershipFee Simple

Interior Features

InteriorThermostat

FlooringTile

AppliancesRange, Refrigerator, Convection Oven

LaundryInside

CoolingCentral Air

HeatingCentral, Electric

Exterior & Lot

ExteriorNone

Road SurfaceAsphalt

Utilities

WaterPublic

SewerPublic Sewer

UtilitiesWater Connected, Electricity Connected

Parking

GarageNo

HOA & Community

HOAYes

Senior CommunityNo

Financial Details

List Price$190,000

Original Price$200,000

Annual Taxes$3,194 (2025)

FinancingCash, Conventional, FHA, VA Loan

ZoningCONDO

Parcel #09 29 16 36705 420 1020

Schools

ElementarySafety Harbor Elementary-PN

MiddleSafety Harbor Middle-PN

HighCountryside High-PN

Directions

From SR-60/Courtney Campbell Causeway, head north on Bayshore Blvd. Turn left into Harbour Towne, then right at the clubhouse. Building 420 will be on the left; Unit #102 is on the first floor.

Location

420 N BAYSHORE BOULEVARD UNIT 102, CLEARWATER, FL 33759

Listing Information

OfficeWRIGHT DAVIS REAL ESTATE

ListedJuly 2, 2026

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Home Price

$190,000

Down Payment20% ($38,000)

Interest Rate6.75%

Loan Term

Principal & Interest$986

Property Tax (est.)$174

Insurance (est.)$150

Total Monthly$1,310

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Nearby Schools

Elementary School

Safety Harbor Elementary-PN

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Middle School

Safety Harbor Middle-PN

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High School

Countryside High-PN

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How to Buy This Home

Multiple financing options available for this $190,000 home in CLEARWATER.

🏛️

FHA Loan

$6,650 Down

Government-backed, low down payment. Credit scores as low as 580.

🎖️

VA Loan

$0 Down

Zero down for eligible veterans, active duty, and military families.

🏦

Conventional

$9,500 Down

Traditional financing. As low as 3-5% down with good credit.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Pinellas County SHIP

Varies

Income-qualifying Pinellas residents

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.

Full Calculator →First-Time Buyer Guide →VA Loan Guide →

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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: July 10, 2026.