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$599,900

28692 COZY CREEK DRIVE, WESLEY CHAPEL, FL 33543

3D Tour
Active96 days on market

Beds

4

Baths

3

Sq Ft

2,477 sq ft

Year Built

2022

Lot Size

0.15 acres

Garage

2

About This Property

Like Brand new, shows like a model home, includes 110k in Builder Premium upgrades, plus another 21k in homeowner-added extras. Everyone says they have upgrades; we have the builder’s paperwork to justify every penny! Welcome to this spectacular ICI Homes Primrose featuring the Coastal Elevation with a covered second-floor balcony. Perfectly situated on a premium corner homesite in the highly desirable Persimmon Park community of Wesley Chapel, this exceptional residence truly shows like a professionally decorated model home and offers the perfect blend of luxury, craftsmanship, and modern design. Offering 4 bedrooms, 3 bathrooms, a spacious loft, and an oversized 2-car garage with a 2-foot extension, this home has been meticulously upgraded from top to bottom with nearly $110,000 in premium builder upgrades, plus thousands of dollars in owner-added enhancements, creating a truly turnkey home that would be extremely expensive to duplicate today. From the moment you enter, you'll be impressed by the dramatic 12-foot ceilings, elegant tray ceilings, upgraded 8-foot interior doors, beautiful crown molding, and stunning Luxury Vinyl Plank flooring throughout. Large windows flood the open-concept floor plan with natural light, creating a bright and inviting living space. The gourmet chef's kitchen is truly the centerpiece of the home, featuring an oversized waterfall island with Level 5 Quartz countertops, breakfast bar seating, premium GE Profile appliances, upgraded wood cabinetry, a spacious pantry, and a striking Level 5 designer backsplash that creates an unforgettable focal point. Every detail has been carefully selected to combine elegance with everyday functionality. The adjoining dining area opens seamlessly onto the covered lanai, creating the perfect indoor-outdoor living experience for entertaining or simply enjoying Florida's beautiful weather. The luxurious first-floor owner's suite offers a peaceful retreat with dual walk-in closets and a spa-inspired ensuite bath featuring dual vanities and an oversized walk-in shower. A second first-floor bedroom and full bath provide the perfect space for guests, multigenerational living, or a private home office. Upstairs, the spacious loft/game room offers endless possibilities as a media room, family room, fitness space, or playroom. Step outside onto the covered second-floor balcony and relax while enjoying beautiful views of the community water features and lush landscaping. Two additional bedrooms and a full bathroom complete the second level. The luxury continues with numerous owner-added improvements rarely found in new construction, including a vinyl privacy fence, whole-home gutters, whole-home water softener, a stunning custom built-in electric fireplace with feature wall, and a premium Bowers & Wilkins in-ceiling surround sound speaker system in the living room, delivering an incredible entertainment experience. Additional premium features include 8-inch baseboards, upgraded designer lighting, custom window treatments, enhanced landscaping, and premium finishes throughout. The oversized garage provides extra space for larger SUVs, storage, or a workshop. Built with energy efficiency in mind, this ICI Home also includes Low-E high-performance windows and an energy-efficient hybrid water heater, helping reduce utility costs. Why wait months to build—and spend significantly more on upgrades—when you can move into a home that's already been perfected?

Property Overview

Property TypeResidential
Sub TypeSingle Family Residence
MLS #TB8525242
StatusActive
Year Built2022
Total Rooms12
ConstructionBlock, Cement Siding, Stucco
RoofShingle
FoundationBlock, Slab
FacesNorthwest
SubdivisionPERSIMMON PARK PH 1
CountyPasco
OwnershipFee Simple

Interior Features

InteriorCathedral Ceiling(s), Ceiling Fan(s), Coffered Ceiling(s), Crown Molding, High Ceilings, Kitchen/Family Room Combo, Living Room/Dining Room Combo, Open Floorplan, Solid Wood Cabinets, Stone Counters, Tray Ceiling(s), Walk-In Closet(s), Window Treatments
FlooringCarpet, Luxury Vinyl
AppliancesConvection Oven, Cooktop, Dishwasher, Disposal, Electric Water Heater, Exhaust Fan, Microwave, Range, Range Hood, Refrigerator, Water Softener
LaundryElectric Dryer Hookup, Inside
WindowsBlinds, Window Treatments
CoolingCentral Air
HeatingCentral, Electric, Heat Pump
FireplaceYes ()
SecuritySecurity System Owned, Smoke Detector(s)

Exterior & Lot

ExteriorBalcony, Irrigation System, Private Mailbox, Rain Gutters, Sidewalk, Sliding Doors
FencingFenced, Vinyl
Lot Size0.15 acres (6,579 sq ft)
Lot Dimensions52 x 120
Lot FeaturesCorner Lot, In County, Irregular Lot, Sidewalk
Road SurfacePaved, Asphalt
ViewGarden
0

Utilities

WaterPublic
SewerPublic Sewer
UtilitiesCable Connected, Electricity Connected, Sewer Connected, Sprinkler Recycled, Underground Utilities, Water Connected

Parking

GarageYes (2 spaces)

HOA & Community

HOAYes
HOA Fee$425 / Quarterly
Senior CommunityNo

Financial Details

List Price$599,900
Original Price$609,900
Annual Taxes$7,468 (2025)
FinancingCash, Conventional, FHA, VA Loan
ZoningMPUD
Parcel #1926200060000001340

Schools

ElementaryWiregrass Elementary
MiddleJohn Long Middle-PO
HighWiregrass Ranch High-PO

Directions

SR-56 East from Bruce B Downs, Left on to Wiregrass Ranch blvd, Take to round about and go left onto Strickland Ave, Right onto Lajuana Blvd, Left on Cozy Creek Dr, Property on the left

Location

28692 COZY CREEK DRIVE, WESLEY CHAPEL, FL 33543

Listing Information

OfficeFUTURE HOME REALTY INC
ListedJuly 2, 2026

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Preferred Time

Scheduling is free, and you can cancel anytime.

Home Price

$599,900

20% ($119,980)
6.75%

Loan Term

Principal & Interest$3,113
Property Tax (est.)$550
Insurance (est.)$150
Total Monthly$3,813
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Nearby Schools

How to Buy This Home

Multiple financing options available for this $599,900 home in WESLEY CHAPEL.

🏛️

FHA Loan

$20,997 Down

Government-backed, low down payment. Credit scores as low as 580.

🎖️

VA Loan

$0 Down

Zero down for eligible veterans, active duty, and military families.

🏦

Conventional

$29,995 Down

Traditional financing. As low as 3-5% down with good credit.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Pasco County SHIP

Varies

Income-qualifying Pasco residents

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.

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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: September 18, 2026.

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