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$649,900

2876 LAKE VALENCIA BOULEVARD E, PALM HARBOR, FL 34684

3D Tour
Active85 days on market

Beds

4

Baths

3

Sq Ft

2,412 sq ft

Year Built

1984

Lot Size

0.24 acres

Garage

2

About This Property

Virtually Staged. LAKEFRONT LUXURY MEETS THE FLORIDA LIFESTYLE! ? Private pool, beautiful water views, 4 bedrooms, 3 full baths, and 2,412 sq. ft. of spacious living in desirable Palm Harbor. This exceptional home offers your own private retreat with resort-style outdoor living, a 2022 roof, 2-car garage, and a non-flood-zone location. Imagine waking up to tranquil lake views, enjoying your morning coffee by the pool, and ending the day entertaining beneath the Florida sky. Inside, an expansive and versatile floor plan provides plenty of room for family, guests, and effortless entertaining, while abundant natural light creates a bright and inviting atmosphere. The private outdoor setting is truly the star of the show, combining a sparkling pool with a peaceful lake backdrop for the ultimate Florida escape. An upstairs balcony adds another place to relax and enjoy the scenery. Perfectly positioned near Gulf beaches, Honeymoon Island, the Pinellas Trail, golf, shopping, dining, and everything Palm Harbor has to offer, this home delivers the lifestyle buyers dream about. A private pool. A beautiful lake setting. A prime Palm Harbor location. This is the Florida lifestyle you've been waiting for. Schedule your private showing today!

Property Overview

Property TypeResidential
Sub TypeSingle Family Residence
MLS #TB8525279
StatusActive
Year Built1984
Stories2
Total Rooms3
ConstructionStone
RoofShingle
FoundationSlab
FacesNorth
SubdivisionLAKE VALENCIA -
CountyPinellas
OwnershipFee Simple

Interior Features

InteriorHigh Ceilings
FlooringCeramic Tile
AppliancesRange, Refrigerator
LaundryInside
CoolingCentral Air
HeatingCentral

Exterior & Lot

ExteriorBalcony
Lot Size0.24 acres (10,420 sq ft)
Lot Dimensions74 x 135
Lot FeaturesUnincorporated
Road SurfacePaved
ViewPool, Water

Pool & Spa

Private PoolYes
Pool FeaturesGunite

Waterfront

WaterfrontYes
FeaturesLake Front

Utilities

WaterPublic
SewerPublic Sewer
UtilitiesCable Connected, Electricity Connected, Public, Sewer Connected, Water Connected

Parking

GarageYes (2 spaces)

HOA & Community

HOAYes
HOA Fee$350 / Annually
Senior CommunityNo

Financial Details

List Price$649,900
Original Price$689,999
Annual Taxes$175 (2025)
FinancingCash, Conventional, FHA, VA Loan
ZoningR-2
Parcel #082816488350150380

Schools

ElementaryLake St George Elementary-PN
MiddlePalm Harbor Middle-PN
HighPalm Harbor Univ High-PN

Directions

Driving Directions to 2876 Lake Valencia Boulevard E, Palm Harbor, FL 34684 Starting from St. Petersburg, heading northbound on US Highway 19: Head north on US Highway 19 N toward Palm Harbor. Continue north through Clearwater and into the Palm Harbor area. As you approach Palm Harbor, watch for Tampa Road (State Road 584). At the intersection of US 19 and Tampa Road, turn RIGHT (east) onto Tampa Road. Continue east on Tampa Road, passing the entrance to Lake Valencia Boulevard West. Turn RIGHT onto Lake Valencia Boulevard East, entering the Lake Valencia neighborhood. Follow Lake Valencia Boulevard East as it winds through the residential community. Continue to 2876 Lake Valencia Boulevard E, Palm Harbor, FL 34684. The property is a two-story lakefront home.

Location

2876 LAKE VALENCIA BOULEVARD E, PALM HARBOR, FL 34684

Listing Information

OfficeCHARLES RUTENBERG REALTY INC
ListedJuly 15, 2026

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Home Price

$649,900

20% ($129,980)
6.75%

Loan Term

Principal & Interest$3,372
Property Tax (est.)$596
Insurance (est.)$150
Total Monthly$4,118
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Nearby Schools

How to Buy This Home

Multiple financing options available for this $649,900 home in PALM HARBOR.

🏛️

FHA Loan

$22,747 Down

Government-backed, low down payment. Credit scores as low as 580.

🎖️

VA Loan

$0 Down

Zero down for eligible veterans, active duty, and military families.

🏦

Conventional

$32,495 Down

Traditional financing. As low as 3-5% down with good credit.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Pinellas County SHIP

Varies

Income-qualifying Pinellas residents

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.

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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: October 8, 2026.

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