Skip to main content
1 / 98

$116,000

3097 MISSION GROVE DRIVE, PALM HARBOR, FL 34684

3D Tour
Active82 days on market

Beds

1

Baths

1

Sq Ft

636 sq ft

Year Built

1976

Lot Size

—

Garage

—

About This Property

Welcome home to Mission Grove Villas at Highland Lakes in beautiful Palm Harbor Florida. This 55 plus community has it all including multiple clubhouses, The Lake Tarpon Lodge with boat ramp and Lake tours, pools, tennis, pickleball, bocce ball, shuffleboard, library, billiards, crafts and unlimited Golf on 3 executive courses included with your community fees. Your turnkey fully furnished and equipped Villa is ready for you. Whether you are looking for a full-time home, snowbird nest or investment condo, this may be the perfect opportunity. The spacious 1 bedroom, 1 bathroom Villa has a private in-unit washer and dryer, a carport right outside and storage closet for all your pool and beach toys. You can relax on the enclosed lanai overlooking green space with afternoon tea. The cozy kitchen has everything you need including a pantry. Speaking of everything you need, water, sewer, internet, cable tv, garbage, roof and more is included in the HOA fees. Did I mention unlimited golf, yes that too! Don’t miss your chance at this lovely villa, schedule your private tour today!

Property Overview

Property TypeResidential
Sub TypeVilla
MLS #TB8525428
StatusActive
Year Built1976
Stories1
Total Rooms5
ConstructionBlock
RoofOther
FoundationSlab
FacesEast
SubdivisionMISSION GROVE CONDO
CountyPinellas
OwnershipCondominium
FurnishedTurnkey

Interior Features

InteriorCeiling Fan(s), Living Room/Dining Room Combo, Open Floorplan, Primary Bedroom Main Floor, Walk-In Closet(s), Window Treatments
FlooringCeramic Tile, Laminate
AppliancesDisposal, Dryer, Microwave, Range, Refrigerator, Washer
LaundryElectric Dryer Hookup, Inside, Laundry Closet, Same Floor As Condo Unit, Washer Hookup
WindowsDouble Pane Windows
CoolingCentral Air
HeatingCentral, Electric
FireplaceYes ()

Exterior & Lot

ExteriorStorage
Other StructuresShed(s), Storage
Lot FeaturesLandscaped, Near Golf Course, Near Public Transit
Road SurfacePaved, Asphalt
ViewGarden, Trees/Woods

Pool & Spa

Private PoolNo
Pool FeaturesHeated, In Ground, Other
SpaIn Ground

Utilities

WaterPublic
SewerPublic Sewer
UtilitiesBB/HS Internet Available, Cable Connected, Electricity Available, Electricity Connected, Phone Available, Public, Sewer Available, Sewer Connected, Street Lights, Water Connected

Parking

GarageNo
CarportYes

HOA & Community

HOAYes
HOA Fee$164 / Monthly
Senior CommunityYes

Financial Details

List Price$116,000
Original Price$118,500
Annual Taxes$2,104 (2025)
FinancingCash, Conventional
ZoningRPD-10
Parcel #052816582140010010

Schools

ElementaryHighland Lakes Elementary-PN
MiddleCarwise Middle-PN
HighPalm Harbor Univ High-PN

Directions

Don't trust your GPS to find this villa.......From US 19 N Turn East on Highlands Blvd, then turn South on Mission Grove Dr, it's the first building on your right and the parking on carport are adjacent

Location

3097 MISSION GROVE DRIVE, PALM HARBOR, FL 34684

Listing Information

OfficeCOLDWELL BANKER REALTY
ListedJuly 8, 2026

Schedule a Tour

Pick a Day

Preferred Time

Scheduling is free, and you can cancel anytime.

Home Price

$116,000

20% ($23,200)
6.75%

Loan Term

Principal & Interest$602
Property Tax (est.)$106
Insurance (est.)$150
Total Monthly$858
Full Calculator →

Nearby Schools

How to Buy This Home

Multiple financing options available for this $116,000 home in PALM HARBOR.

🏦

Conventional

$5,800 Down

Traditional financing. As low as 3-5% down with good credit.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Pinellas County SHIP

Varies

Income-qualifying Pinellas residents

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.

More Homes in Palm Harbor

More Homes in Palm Harbor

Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: October 7, 2026.

Call (813) 733-7907TextContact