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$449,000

6504 N 20TH STREET, TAMPA, FL 33610

Active12 days on market

Beds

Baths

Sq Ft

1,524 sq ft

Year Built

1955

Lot Size

0.20 acres

Garage

—

About This Property

This beautiful home offers the perfect blend of character, functionality, and convenience. Situated on a spacious lot, this home provides plenty of room to relax, entertain, or create the outdoor oasis you've always envisioned. Inside, you'll find a bright and inviting layout featuring generously sized living spaces, four comfortable bedrooms, and a versatile bonus room that can easily serve as a home office, playroom, media room, or flex space. Recent updates and improvements add peace of mind, allowing you to move in with confidence. Conveniently located just minutes from Downtown Tampa, Seminole Heights, Ybor City, major highways, shopping, dining, parks, and entertainment, this home offers the perfect balance of neighborhood charm and city accessibility. Whether you're a first-time homebuyer, growing family, or investor looking for a well-maintained property in a rapidly developing area, this home is an opportunity you won't want to miss. Schedule your private showing today and discover everything 6504 N 20th Street has to offer!

Property Overview

Property TypeResidential

Sub TypeSingle Family Residence

MLS #TB8525442

StatusActive

Year Built1955

Stories1

Total Rooms5

ConstructionBlock

RoofShingle

FoundationSlab

FacesEast

SubdivisionSTEPHEN FOSTER HIGHLANDS

CountyHillsborough

OwnershipFee Simple

Interior Features

InteriorOpen Floorplan

FlooringVinyl

AppliancesDishwasher, Microwave, Range, Refrigerator

LaundryLaundry Closet

CoolingCentral Air

HeatingCentral

Exterior & Lot

ExteriorSidewalk

Lot Size0.20 acres (8,883 sq ft)

Lot Dimensions63 x 141

Road SurfaceAsphalt

Utilities

WaterPublic

SewerPublic Sewer

UtilitiesElectricity Connected, Water Connected

Parking

GarageNo

HOA & Community

HOANo

Senior CommunityNo

Financial Details

List Price$449,000

Annual Taxes$781 (2025)

FinancingCash, Conventional, FHA, VA Loan

ZoningSH-RS

Parcel #A31281947100000200004.0

Directions

From E Osborne Ave, Turn right onto N 30th St, Turn left onto E Hanna Ave, Turn right onto N 20th St, Destination will be on the left.

Location

6504 N 20TH STREET, TAMPA, FL 33610

Listing Information

OfficeLPT REALTY, LLC

ListedJuly 2, 2026

Schedule a Tour

Pick a Day

Preferred Time

Home Price

$449,000

Down Payment20% ($89,800)

Interest Rate6.75%

Loan Term

Principal & Interest$2,330

Property Tax (est.)$412

Insurance (est.)$150

Total Monthly$2,891

Full Calculator →

How to Buy This Home

Multiple financing options available for this $449,000 home in TAMPA.

🏛️

FHA Loan

$15,715 Down

Government-backed, low down payment. Credit scores as low as 580.

🎖️

VA Loan

$0 Down

Zero down for eligible veterans, active duty, and military families.

🏦

Conventional

$22,450 Down

Traditional financing. As low as 3-5% down with good credit.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Hillsborough County SHIP

Varies

Income-qualifying Hillsborough residents

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.

Full Calculator →First-Time Buyer Guide →VA Loan Guide →

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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: July 14, 2026.