$192,777
1131 ORANGE TREE CIRCLE W UNIT C, PALM HARBOR, FL 34684
Beds
2
Baths
2
Sq Ft
960 sq ft
Year Built
1983
Lot Size
—
Garage
1
About This Property
Welcome to 1131 Orange Tree Circle W, Unit C, Palm Harbor, FL 34684 a beautifully maintained 2-bedroom, 2-bath villa with a private garage, located in a desirable 55+ community offering the best of Florida's low-maintenance lifestyle. Thoughtfully updated for comfort and peace of mind, this home features a NEW roof (2025), BRAND NEW A/C system 6/2026, and NEW stainless steel kitchen appliances (2024-2025). The bright kitchen is enhanced by a large illuminated ceiling panel, creating a welcoming and functional workspace. A true highlight of this villa is the private open-air atrium patio, perfectly positioned between the living room and dining area. This unique outdoor retreat creates a beautiful indoor-outdoor flow, making it an ideal place to enjoy your morning coffee, create a lush garden oasis, or unwind beneath the Florida sky. The spacious living and dining areas are designed for comfortable everyday living and effortless entertaining. Both generously sized bedrooms feature dual closets, providing exceptional storage, while the two full bathrooms provide convenience and privacy for homeowners and guests alike. Enjoy the convenience of your own private garage, providing secure parking, additional storage, and protection from the Florida weather. Residents enjoy a wonderful array of community amenities, including a sparkling swimming pool, clubhouse, all designed to encourage an active and social lifestyle. Ideally situated in the heart of Palm Harbor, this home is just minutes from award-winning Gulf beaches, charming downtown areas, excellent restaurants, shopping, golf courses, parks, and everyday conveniences. With major updates already completed including a 2025 roof, Brand New 2026 A/C, 2025 stainless steel appliances, and the added benefit of a private garage this move-in-ready villa offers an exceptional opportunity to enjoy comfortable, carefree Florida living. Schedule your private showing today!
Property Overview
Interior Features
Exterior & Lot
Pool & Spa
Utilities
Parking
HOA & Community
Financial Details
Directions
Take US-19 N toward Palm Harbor. Continue on US-19 N for approximately 8–10 miles. Take the exit for Alderman Road. Turn left onto Alderman Road and continue west. Turn right onto Belcher Road. Turn left onto Orange Tree Circle W. Continue into the community until you reach 1131 Orange Tree Circle W, Unit C.
Location
1131 ORANGE TREE CIRCLE W UNIT C, PALM HARBOR, FL 34684
Listing Information
Schedule a Tour
Pick a Day
Preferred Time
Home Price
$192,777
Loan Term
How to Buy This Home
Multiple financing options available for this $192,777 home in PALM HARBOR.
🏦
Conventional
$9,639 Down
Traditional financing. As low as 3-5% down with good credit.
Florida Down Payment Assistance Programs
You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.
Florida Hometown Heroes
Up to $35,000
First-time buyers working in FL
FL Assist
Up to $10,000
FHA, VA, or USDA borrowers
FL HLP Second Mortgage
Up to $10,000
First-time buyers, 0% deferred
Pinellas County SHIP
Varies
Income-qualifying Pinellas residents
Can You Afford This Home?
Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.
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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: October 9, 2026.