$369,000
11354 123RD TERRACE N, LARGO, FL 33778
Beds
3
Baths
2
Sq Ft
1,458 sq ft
Year Built
1959
Lot Size
0.15 acres
Garage
—
About This Property
Welcome to this beautifully renovated 3-bedroom, 2-bath home in the desirable Walsingham Heights neighborhood, where quality updates, modern finishes, and an unbeatable location come together. From the moment you step inside, you'll appreciate the bright, open floor plan designed for comfortable everyday living and effortless entertaining. The stunning kitchen serves as the centerpiece of the home, featuring shaker cabinetry, elegant quartz countertops, stainless steel appliances, and a large island with plenty of seating for family and guests. Luxury vinyl plank flooring flows throughout the home, while the updated bathrooms and fresh finishes create a clean, contemporary feel. Enjoy the confidence of knowing the major improvements have already been completed, including a new roof (2025) and A/C (2023), allowing you to move in and simply enjoy your new home. Step outside to a spacious, fully fenced backyard with a patio—perfect for entertaining, pets, gardening, or relaxing after a day at the beach. Ideally located just minutes from Walsingham Park, top-rated beaches, shopping, dining, and everyday conveniences, this home also offers the freedom of **no HOA, no CDD fees, and no minimum lease restrictions**. Beautifully updated, competitively priced, vacant, and move-in ready, this is an exceptional opportunity to own a home where the work has already been done. Simply unpack and start enjoying the Florida lifestyle.
Property Overview
Interior Features
Exterior & Lot
Utilities
Parking
HOA & Community
Financial Details
Schools
Directions
113th Street N. to 124thTerrace - West to 114th Stree to 123rd Terr. then East to address
Location
11354 123RD TERRACE N, LARGO, FL 33778
Listing Information
Schedule a Tour
Pick a Day
Preferred Time
Home Price
$369,000
Loan Term
Nearby Schools
How to Buy This Home
Multiple financing options available for this $369,000 home in LARGO.
🏛️
FHA Loan
$12,915 Down
Government-backed, low down payment. Credit scores as low as 580.
🎖️
VA Loan
$0 Down
Zero down for eligible veterans, active duty, and military families.
🏦
Conventional
$18,450 Down
Traditional financing. As low as 3-5% down with good credit.
Florida Down Payment Assistance Programs
You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.
Florida Hometown Heroes
Up to $35,000
First-time buyers working in FL
FL Assist
Up to $10,000
FHA, VA, or USDA borrowers
FL HLP Second Mortgage
Up to $10,000
First-time buyers, 0% deferred
Pinellas County SHIP
Varies
Income-qualifying Pinellas residents
Can You Afford This Home?
Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.
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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: September 29, 2026.