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$144,900

3850 N LAKE DRIVE UNIT 140, TAMPA, FL 33614

3D Tour

Active6 days on market

Beds

Baths

Sq Ft

1,077 sq ft

Year Built

1973

Lot Size

0.03 acres

Garage

—

About This Property

Move right into this beautifully remodeled first-floor, 2-bedroom, 2-bath condo located in the gated community of Whisper Lakes in the highly sought-after Carrollwood area of Tampa. This turnkey home features a bright, open floor plan with stylish finishes throughout, including luxury vinyl flooring, granite countertops, and a beautifully updated kitchen and bathrooms completed in 2023. The spacious living and dining areas open to a large screened-in lanai, creating the perfect space to relax, enjoy your morning coffee, or entertain guests. A new A/C system installed in 2024 adds comfort and energy efficiency, while the low-maintenance design makes everyday living easy. Residents of Whisper Lakes enjoy access to three community pools, beautifully maintained grounds, and the security of a gated entrance. Ideally located just minutes from shopping, dining, entertainment, major highways, Tampa International Airport, and downtown Tampa, this home offers exceptional convenience and value. Whether you're looking for a primary residence, seasonal retreat, or investment opportunity, this move-in-ready condo is a must-see!

Property Overview

Property TypeResidential

Sub TypeCondominium

MLS #TB8525799

StatusActive

Year Built1973

Stories1

Total Rooms3

ConstructionBlock

RoofShingle

FoundationSlab

FacesSouth

SubdivisionWHISPER LAKE A CONDO

CountyHillsborough

OwnershipFee Simple

Interior Features

InteriorCeiling Fan(s)

FlooringLuxury Vinyl

AppliancesBuilt-In Oven, Cooktop, Dishwasher, Refrigerator

LaundryNone

CoolingCentral Air

HeatingCentral, Electric

Exterior & Lot

ExteriorStorage

Lot Size0.03 acres (1,139 sq ft)

Road SurfaceAsphalt

Utilities

WaterPublic

SewerPublic Sewer

UtilitiesCable Available

Parking

GarageNo

HOA & Community

HOAYes

HOA Fee$680 / Monthly

Senior CommunityNo

Financial Details

List Price$144,900

Annual Taxes$241 (2025)

ZoningRMC-20

Parcel #U21281814R00000000140.0

Directions

South of Busch Blvd. to right on Humphery to south gate

Location

3850 N LAKE DRIVE UNIT 140, TAMPA, FL 33614

Listing Information

OfficeCHARLES RUTENBERG REALTY INC

ListedJuly 3, 2026

Schedule a Tour

Pick a Day

Preferred Time

Home Price

$144,900

Down Payment20% ($28,980)

Interest Rate6.75%

Loan Term

Principal & Interest$752

Property Tax (est.)$133

Insurance (est.)$150

Total Monthly$1,035

Full Calculator →

How to Buy This Home

Multiple financing options available for this $144,900 home in TAMPA.

🏛️

FHA Loan

$5,072 Down

Government-backed, low down payment. Credit scores as low as 580.

🎖️

VA Loan

$0 Down

Zero down for eligible veterans, active duty, and military families.

🏦

Conventional

$7,245 Down

Traditional financing. As low as 3-5% down with good credit.

🌾

USDA Loan

$0 Down

Zero down for eligible rural areas. Income limits apply.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Hillsborough County SHIP

Varies

Income-qualifying Hillsborough residents

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.

Full Calculator →First-Time Buyer Guide →VA Loan Guide →

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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: July 9, 2026.