Beds
4
Baths
3
Sq Ft
2,028 sq ft
Year Built
2026
Lot Size
0.19 acres
Garage
2
About This Property
NEW 2026 LUXURY HOME, with Full Mother-in-law Suite. Brand-new 2026 contemporary masterpiece, offering the ultimate blend of luxury, structural utility, and unparalleled location. Sited on a modern, beautifully paved asphalt street complete with concrete sidewalks rather than older brick roads, this 100% solid concrete block and stucco home delivers ultimate peace of mind with premium built-in disaster mitigation, including high-efficiency hurricane/impact windows and a matching storm-ready exterior. Boasting 2,028 square feet of heated living space and 2,655 total square feet under roof, this property stands completely free of any HOA or CDD restrictions and sits entirely within Flood Zone X, eliminating any requirement for costly flood insurance. The interior is a stunning showcase of modern elegance, entirely carpet-free and dressed in premium porcelain tile flooring throughout, perfectly highlighting a bright kitchen/family room combo with soaring high ceilings, custom solid wood cabinets, and exquisite granite countertops. A true crown jewel of this design is the fully integrated, independent In-Law Suite, which boasts its own private exterior entrance, an independent living room, a separate kitchen with granite counters, a dedicated bedroom, and a full bathroom - offering incredible multi-generational flexibility or immediate rental income potential. There are TWO AC UNITS with separate thermostats, one for primary home and the other for he mother-in-law suite. Shared Laundry Room is between the primary home and mother-in-law suite, separated by two exterior doors with locks. The primary owners' suite provides a luxurious retreat with an en-suite bath and a massive walk-in closet, while the additional spacious bedrooms feature ample built-in closet space. Outside, the property functions beautifully as a private oasis, featuring a large fenced yard, a covered rear porch/lanai for outdoor enjoyment, and a generous attached 2-car garage. Unbeatably located just a 1-mile, 5-minute drive from the famous 168-acre Bonnet Springs Park urban-nature retreat, and only moments from vibrant Downtown Lakeland, Lake Beulah, and the RP Funding Center, this property also offers ultimate daily convenience with an array of nearby shopping and dining options—including Publix, Target, Starbucks, and a Walmart Supercenter all just a short 5-minute drive away—making this premium estate a rare opportunity to own the area's finest multi-generational luxury build. Home has ADU! (Accessory Dwelling Unit). 6.250% Par Interest Rate Available with Seller buying down the interest rate!
Property Overview
Interior Features
Exterior & Lot
Utilities
Parking
HOA & Community
Financial Details
Schools
Directions
Take Central Avenue South until you reach Hershell Street
Location
1246 HERSCHELL STREET, LAKELAND, FL 33815
Listing Information
Schedule a Tour
Pick a Day
Preferred Time
Home Price
$435,000
Loan Term
Nearby Schools
How to Buy This Home
Multiple financing options available for this $435,000 home in LAKELAND.
🏛️
FHA Loan
$15,225 Down
Government-backed, low down payment. Credit scores as low as 580.
🎖️
VA Loan
$0 Down
Zero down for eligible veterans, active duty, and military families.
🏦
Conventional
$21,750 Down
Traditional financing. As low as 3-5% down with good credit.
Florida Down Payment Assistance Programs
You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.
Florida Hometown Heroes
Up to $35,000
First-time buyers working in FL
FL Assist
Up to $10,000
FHA, VA, or USDA borrowers
FL HLP Second Mortgage
Up to $10,000
First-time buyers, 0% deferred
Polk County SHIP
Varies
Income-qualifying Polk residents
Can You Afford This Home?
Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.
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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: September 27, 2026.