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$625,000

4733 LAKE VALENCIA BOULEVARD W, PALM HARBOR, FL 34684

3D Tour
Active83 days on market

Beds

3

Baths

2

Sq Ft

1,962 sq ft

Year Built

1983

Lot Size

0.21 acres

Garage

2

About This Property

Welcome to this beautifully maintained Lake Valencia home, ideally positioned on a private preserve lot with lush landscaping and a peaceful natural backdrop. The thoughtfully designed split-bedroom floor plan offers comfortable living and entertaining spaces, highlighted by a welcoming fireplace and sliding glass doors that open to the outdoor patio and private backyard. The home features seven hurricane-impact windows, including new impact windows in the dining area installed in 2024, along with a solar energy system installed in 2023. The value of solar is reflected in the seller’s electric bills: according to the seller, the September 2023 electric bill was approximately $329 prior to installation of the solar panels, while the July 2026 bill—during one of Florida’s hottest months—was just $44. Even better, SELLER WILL PAY OFF THE SOLAR PANEL BALANCE AT CLOSING WITH AN ACCEPTABLE FULL-PRICE OFFER, allowing the buyer to enjoy the benefits of the solar system without assuming the seller’s existing solar loan. Buyer to verify utility costs, solar system information and potential energy savings. LOCATION, LOCATION, LOCATION! Lake Valencia places you in the heart of Palm Harbor with convenient access to shopping, dining, recreation and some of northern Pinellas County’s most popular destinations. Enjoy nearby Lake Tarpon, John Chesnut Sr. Park, Wall Springs Park and the Pinellas Trail, along with the restaurants and attractions of Palm Harbor, Dunedin, Safety Harbor and Tarpon Springs. Love the Gulf Coast lifestyle? Honeymoon Island State Park, Caladesi Island and Clearwater Beach are all within easy reach, offering beautiful Gulf beaches, boating, kayaking, fishing and spectacular Florida sunsets. Tampa International Airport and St. Pete-Clearwater International Airport provide convenient options for regional and national travel. The home is served by Pinellas County Schools, which offers neighborhood schools as well as numerous magnet, fundamental and specialized educational programs. Palm Harbor University High School is among the educational options in the North County area and offers programs including International Baccalaureate and the Center for Wellness & Medical Professions. Buyers should verify current school zoning and eligibility directly with Pinellas County Schools. Enjoy the privacy of a preserve setting while remaining close to beaches, parks, schools, airports, shopping and everything the Tampa Bay area has to offer. This is a wonderful opportunity to own a well-cared-for Palm Harbor home combining privacy, energy efficiency, valuable improvements and an outstanding location.

Property Overview

Property TypeResidential
Sub TypeSingle Family Residence
MLS #TB8525852
StatusActive
Year Built1983
Stories1
Total Rooms3
ConstructionBrick, Wood Frame
RoofShingle
FoundationSlab
FacesEast
SubdivisionLAKE VALENCIA -
CountyPinellas
OwnershipFee Simple

Interior Features

InteriorCathedral Ceiling(s), Eating Space In Kitchen, Split Bedroom, Stone Counters, Thermostat, Walk-In Closet(s)
FlooringCarpet, Laminate
AppliancesDishwasher, Disposal, Dryer, Electric Water Heater, Microwave, Range, Refrigerator, Washer
LaundryInside, Laundry Room
CoolingCentral Air
HeatingCentral, Electric
FireplaceYes ()

Exterior & Lot

ExteriorIrrigation System, Sidewalk, Sliding Doors
Lot Size0.21 acres (8,999 sq ft)
Lot Dimensions78 x 115
Road SurfacePaved

Pool & Spa

Private PoolYes
Pool FeaturesGunite, In Ground, Screen Enclosure

Utilities

WaterPublic
SewerPublic Sewer
UtilitiesCable Connected, Electricity Connected, Public, Sewer Connected, Water Connected

Parking

GarageYes (2 spaces)

HOA & Community

HOAYes
HOA Fee$348 / Annually
Senior CommunityNo

Financial Details

List Price$625,000
Annual Taxes$7,713 (2025)
FinancingCash, Conventional, FHA, VA Loan
ZoningR-2
Parcel #082816488350020230

Schools

ElementaryLake St George Elementary-PN
MiddlePalm Harbor Middle-PN
HighCountryside High-PN

Directions

US 19 North then east on Tampa Rd, second right is entrance to Valancia Lake Blvd W to address on right.

Location

4733 LAKE VALENCIA BOULEVARD W, PALM HARBOR, FL 34684

Listing Information

OfficeCOLDWELL BANKER REALTY
ListedJuly 9, 2026

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Home Price

$625,000

20% ($125,000)
6.75%

Loan Term

Principal & Interest$3,243
Property Tax (est.)$573
Insurance (est.)$150
Total Monthly$3,966
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Nearby Schools

How to Buy This Home

Multiple financing options available for this $625,000 home in PALM HARBOR.

🏛️

FHA Loan

$21,875 Down

Government-backed, low down payment. Credit scores as low as 580.

🎖️

VA Loan

$0 Down

Zero down for eligible veterans, active duty, and military families.

🏦

Conventional

$31,250 Down

Traditional financing. As low as 3-5% down with good credit.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Pinellas County SHIP

Varies

Income-qualifying Pinellas residents

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.

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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: September 30, 2026.

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