$450,000
3250 ROSE ARBOR DRIVE, HERNANDO BEACH, FL 34607
Beds
3
Baths
3
Sq Ft
1,560 sq ft
Year Built
1989
Lot Size
0.11 acres
Garage
1
About This Property
COASTAL WATERFRONT LIVING AT ITS BEST !! Welcome to this beautifully updated 3 BEDROOM, 3 FULL BATH canal-front home with SEAWALL and PRIVATE BOAT RAMP in the highly sought-after waterfront community of HERNANDO BEACH. Offering GULF ACCESS VIA THE COMMUNITY BOAT LIFT, this home is perfect for boating enthusiasts, anglers, and anyone looking to embrace the Florida coastal lifestyle. From the moment you arrive, you'll appreciate the GREAT CURB APPEAL, DOUBLE DRIVEWAY, decorative STONE SHUTTER ACCENTS, and additional CARPORT for extra parking. Inside, the OPEN GREAT ROOM FLOOR PLAN is filled with natural light and showcases beautiful CANAL VIEWS, creating a warm and inviting space for everyday living and entertaining. The updated kitchen features QUARTZ COUNTERTOPS, crisp WHITE CABINETRY, STAINLESS STEEL APPLIANCES, and TILE FLOORING. The kitchen flows seamlessly into the family and dining areas, where THREE FRENCH DOORS open to the spacious COVERED BACK PORCH, offering peaceful water views and the perfect place to enjoy your morning coffee. The upper level features a spacious PRIMARY SUITE with LAMINATE FLOORING, a WALK-IN CLOSET, and a beautifully updated ENSUITE BATHROOM showcasing a CUSTOM FLOOR-TO-CEILING TILED SHOWER Primary Bedroom also has access to 2nd Bath with TUB/SHOWER combination. A second bedroom and an updated full guest bath with a TUB/SHOWER COMBINATION and washer/dryer hookup complete this level. The lower level provides excellent flexibility with a large THIRD BEDROOM, an updated THIRD FULL BATH featuring custom tile, a convenient LAUNDRY AREA, and direct access to the ONE-CAR GARAGE with additional storage space. Step outside to your private backyard oasis where you'll find a WOOD FLOATING DOCK, PRIVATE BOAT RAMP, FENCED YARD, and plenty of room to enjoy waterfront living. Whether you're launching your boat, kayaking through the canals, fishing from your dock, or simply relaxing, this property offers the best of Florida's Nature Coast lifestyle. THIS HOME CAN BE SOLD FURNISHED. For added peace of mind, the seller has obtained insurance quotes with estimated homeowners insurance of approximately 2,978 dollars per year and flood insurance of approximately 2,862 dollars per year, providing valuable cost information for prospective buyers. Located in the vibrant Hernando Beach Waterfront Community surrounded entirely by the Weeki Wachee Preserve and the GULF, residents enjoy hiking, boating, kayaking, paddleboarding, and fishing. Just minutes from Weeki Wachee Springs State Park, plus nearby shopping, dining, and medical facilities. The area is GOLF CART FRIENDLY. GOLF CART can be purchased separately. Community allows SHORT-TERM RENTALS, and has NO HOA, CDD or DEED RESTRICTIONS, making it ideal for full-time living, a vacation home, or a high-performing investment property. With convenient access to the Suncoast Parkway, commuting to Tampa, Brooksville, and surrounding areas is easy.
Property Overview
Interior Features
Exterior & Lot
Waterfront
Utilities
Parking
HOA & Community
Financial Details
Schools
Directions
Shoal Line Blvd North to left on Hermosa to left on Rose Arbor home on left side of street .
Location
3250 ROSE ARBOR DRIVE, HERNANDO BEACH, FL 34607
Listing Information
Schedule a Tour
Pick a Day
Preferred Time
Home Price
$450,000
Loan Term
Nearby Schools
How to Buy This Home
Multiple financing options available for this $450,000 home in HERNANDO BEACH.
🏛️
FHA Loan
$15,750 Down
Government-backed, low down payment. Credit scores as low as 580.
🎖️
VA Loan
$0 Down
Zero down for eligible veterans, active duty, and military families.
🏦
Conventional
$22,500 Down
Traditional financing. As low as 3-5% down with good credit.
Florida Down Payment Assistance Programs
You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.
Florida Hometown Heroes
Up to $35,000
First-time buyers working in FL
FL Assist
Up to $10,000
FHA, VA, or USDA borrowers
FL HLP Second Mortgage
Up to $10,000
First-time buyers, 0% deferred
Hernando County SHIP
Varies
Income-qualifying Hernando residents
Can You Afford This Home?
Quick check based on the 28% debt-to-income rule. Not a guarantee, just a starting point.
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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: September 22, 2026.