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$565,000

21620 TEAL COURT, LUTZ, FL 33549

3D Tour
Active76 days on market

Beds

4

Baths

3

Sq Ft

2,521 sq ft

Year Built

2021

Lot Size

0.25 acres

Garage

2

About This Property

Virtually Staged. Welcome to Cypress Cove, a highly sought-after community in Lutz, Florida. Situated on a generous QUARTER ACRE, FULLY FENCED LOT in a non-deed-restricted neighborhood, this beautiful 4-BEDROOM, 3-BATHROOM residence with a versatile LOFT offers 2,521 square feet under air and 3,334 square feet under roof. Located in a NON FLOOD ZONE, it provides the perfect blend of modern elegance and comfortable everyday living. Walking up to the home, you are greeted by the spacious covered front porch. Picture yourself sitting on a comfortable chair enjoying a cup of coffee in the morning as you start your day. Continue inside through the double-door entry into the foyer featuring soaring ceilings and beautiful wood-look ceramic tile flooring that flows throughout the entire home. The open-concept layout is both inviting and functional, highlighted by the well laid out kitchen with granite countertops, a spacious center island, stylish backsplash, and abundant 42-inch solid wood cabinetry. Equipped with Samsung stainless steel appliances, this kitchen is a true cook's delight. Adjacent is a bright eat-in area with double sliders that open to the expansive backyard, perfect for casual meals and effortless indoor-outdoor living. The formal dining area offers an elegant space for gatherings, while the living areas are warm and welcoming. Downstairs, you'll find a convenient guest bedroom which could also be utilized as a perfect home office. Close by is a full bathroom with hallway access to the covered back porch. A well-appointed laundry room with granite countertops and solid wood cabinetry offers versatility and additional storage. Upstairs, you will find the primary en suite which is a true retreat, boasting dual French doors, tray ceilings and a massive walk-in closet. The luxurious primary bath features double granite vanities, a freestanding tub with gooseneck faucet, and an oversized walk-in shower with custom tile work. As you continue towards the additional guest bedrooms, you walk through the spacious loft area. This area would be perfect for a playroom, home office, or media area. The two additional guest bedrooms share a Jack-and-Jill bathroom with granite counters and a seamless glass shower enclosure. Thoughtful details throughout include 5 1/4-inch baseboards and a dual-zone AC system for year-round comfort. Outside, the fully fenced backyard is a private oasis with lush landscaping, mature palm trees, and plenty of room to play or relax. A large patio spans the width of the home and wraps around to the covered area complete with a ceiling fan and recessed lighting. This move-in-ready home combines timeless style with modern updates in a fantastic location. Schedule your private showing today and discover why this could be the perfect place to call home.

Property Overview

Property TypeResidential
Sub TypeSingle Family Residence
MLS #TB8525991
StatusActive
Year Built2021
Stories2
Total Rooms11
ConstructionBlock, Stucco, Wood Frame
RoofShingle
FoundationSlab
FacesNorth
SubdivisionCYPRESS COVE SUB
CountyPasco
OwnershipFee Simple
New ConstructionYes

Interior Features

InteriorCeiling Fan(s), Eating Space In Kitchen, High Ceilings, Kitchen/Family Room Combo, Open Floorplan, PrimaryBedroom Upstairs, Solid Wood Cabinets, Stone Counters, Walk-In Closet(s)
FlooringCeramic Tile
AppliancesDishwasher, Disposal, Dryer, Electric Water Heater, Microwave, Range, Washer
LaundryInside, Laundry Room
CoolingCentral Air
HeatingCentral

Exterior & Lot

ExteriorPrivate Mailbox, Rain Gutters, Sidewalk, Sliding Doors
FencingVinyl, Wood
Lot Size0.25 acres (10,704 sq ft)
Lot FeaturesCul-De-Sac
Road SurfaceAsphalt
0

Utilities

WaterPublic
SewerPublic Sewer
UtilitiesCable Connected, Electricity Connected, Sewer Connected, Water Connected

Parking

GarageYes (2 spaces)

HOA & Community

HOAYes
HOA Fee$120 / Annually
Senior CommunityNo

Financial Details

List Price$565,000
Original Price$589,000
Annual Taxes$7,260 (2025)
FinancingCash, Conventional, FHA, VA Loan
ZoningPUD
Parcel #3626180070000000030

Schools

ElementaryLake Myrtle Elementary-PO
MiddleCharles S. Rushe Middle-PO
HighSunlake High School-PO

Directions

Heading north on Land O Lakes Blvd from Tampa, turn right on LAKE FLOYD DR. Turn right on OSPREY LN. Turn left on TEAL CT. House is on right

Location

21620 TEAL COURT, LUTZ, FL 33549

Listing Information

OfficeCENTURY 21 EXECUTIVE TEAM
ListedJuly 7, 2026

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Preferred Time

Scheduling is free, and you can cancel anytime.

Home Price

$565,000

20% ($113,000)
6.75%

Loan Term

Principal & Interest$2,932
Property Tax (est.)$518
Insurance (est.)$150
Total Monthly$3,600
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Nearby Schools

How to Buy This Home

Multiple financing options available for this $565,000 home in LUTZ.

🏛️

FHA Loan

$19,775 Down

Government-backed, low down payment. Credit scores as low as 580.

🎖️

VA Loan

$0 Down

Zero down for eligible veterans, active duty, and military families.

🏦

Conventional

$28,250 Down

Traditional financing. As low as 3-5% down with good credit.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Pasco County SHIP

Varies

Income-qualifying Pasco residents

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.

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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: September 21, 2026.

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