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$965,000

126 OLD OAK CIRCLE, PALM HARBOR, FL 34683

3D Tour
Active89 days on market

Beds

4

Baths

4

Sq Ft

3,220 sq ft

Year Built

1989

Lot Size

0.27 acres

Garage

3

About This Property

Luxury Living in Oak Trail | Palm Harbor Fully Renovated Pool Home! Owner is motivated to sell, will be considering all offers! Welcome to 126 Old Oak Circle, the former model home in one of Palm Harbor’s most desirable communities. Set on a spacious quarter-acre lot, this beautifully renovated 4-bedroom, 3.5-bath residence offers timeless style, modern comfort, and luxury finishes throughout, with a layout designed for both everyday living and effortless entertaining. From the moment you enter, soaring ceilings and abundant natural light create an open, airy feel throughout the home. The main living area is anchored by a striking designer-tiled fireplace, adding warmth and sophistication to the heart of the home, while the complete top-to-bottom renovation ensures every detail feels fresh, refined, and move-in ready. The chef’s kitchen is equally impressive, featuring twin cooking islands with sinks, a walk-in pantry, and a twin freezer/refrigerator setup. Seamlessly connected to the living and dining spaces, this kitchen is ideal for hosting gatherings or enjoying quiet nights at home. The primary suite is a true retreat, complete with a spa-inspired bathroom offering an oversized walk-in shower, soaking tub, dual vanities, and his-and-hers closets. An additional oversized walk-in closet provides flexible space that can easily function as a home office, nursery, fitness room, or dressing suite. Each of the 3.5 bathrooms has been thoughtfully designed with custom tile, stylish fixtures, and distinctive finishes, giving every space its own character while maintaining a cohesive luxury feel throughout the home. Additional upgrades include a newer HVAC system, newer water heater, updated windows throughout, and a tile roof, all contributing to the home’s comfort, efficiency, and lasting appeal. Step outside to your own private Florida oasis. The screened lanai, pool, and spa create the perfect setting for relaxing or entertaining, while the expansive outdoor space offers plenty of room to design the outdoor kitchen of your dreams. A 3-car garage adds even more convenience, with one bay converted into a climate-controlled game room or flexible living space, making this home as functional as it is beautiful. Ideally located just minutes from top-rated Palm Harbor schools, shopping, dining, golf courses, parks, and the Gulf beaches, this exceptional home delivers the perfect blend of luxury, comfort, and convenience. If you’ve been searching for a fully renovated pool home with luxury finishes, a screened lanai, a chef’s kitchen, and an unbeatable Palm Harbor location, 126 Old Oak Circle is the one you’ve been waiting for.

Property Overview

Property TypeResidential
Sub TypeSingle Family Residence
MLS #TB8526254
StatusActive
Year Built1989
Stories1
Total Rooms3
ConstructionBlock, Stucco
RoofTile
FoundationSlab
FacesEast
SubdivisionOAK TRAIL
CountyPinellas
OwnershipFee Simple
FurnishedTurnkey

Interior Features

InteriorCrown Molding, High Ceilings, Living Room/Dining Room Combo, Primary Bedroom Main Floor, Split Bedroom
FlooringLuxury Vinyl, Porcelain Tile
AppliancesDishwasher, Electric Water Heater, Microwave, Refrigerator, Water Filtration System, Water Purifier
LaundryIn Garage
CoolingCentral Air
HeatingCentral
FireplaceYes ()

Exterior & Lot

ExteriorDog Run, French Doors, Private Mailbox, Rain Gutters, Sidewalk
FencingMasonry, Vinyl
Lot Size0.27 acres (11,827 sq ft)
Lot Dimensions85 x 139
Road SurfacePaved

Pool & Spa

Private PoolYes
Pool FeaturesSalt Water
SpaIn Ground

Utilities

WaterPublic
SewerPublic Sewer
UtilitiesBB/HS Internet Available, Electricity Connected

Parking

GarageYes (3 spaces)

HOA & Community

HOAYes
HOA Fee$767 / Annually
Senior CommunityNo

Financial Details

List Price$965,000
Original Price$995,000
Annual Taxes$12,183 (2025)
FinancingCash, Conventional, VA Loan
ZoningR-1
Parcel #072816635820000040

Schools

MiddlePalm Harbor Middle-PN
HighPalm Harbor Univ High-PN

Directions

Drive north of Belcher Road turn right on old Oak Circle. Follow that left and the property will be on your left.

Location

126 OLD OAK CIRCLE, PALM HARBOR, FL 34683

Listing Information

OfficeCHARLES RUTENBERG REALTY INC
ListedJuly 9, 2026

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Home Price

$965,000

20% ($193,000)
6.75%

Loan Term

Principal & Interest$5,007
Property Tax (est.)$885
Insurance (est.)$150
Total Monthly$6,042
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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: October 4, 2026.

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