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$674,900

3187 STERLING STREET, TARPON SPRINGS, FL 34688

3D Tour
Active37 days on market

Beds

4

Baths

3

Sq Ft

2,619 sq ft

Year Built

1992

Lot Size

1.13 acres

Garage

3

About This Property

Virtually Staged. Welcome to 3187 Sterling Street, a beautifully maintained four-bedroom, three-bath residence in the sought-after gated community of Crescent Oaks in Tarpon Springs. With a low HOA, golf and tennis amenities, an active social calendar, and a private conservation setting, this home offers the Florida lifestyle buyers have been searching for. A grand foyer welcomes you inside, opening to formal living and dining spaces that are perfect for entertaining. The home features a neutral color palette and a desirable U-shaped floor plan designed around the outdoor living area. Four sliding glass doors create a seamless indoor-outdoor connection, allowing refreshing breezes and natural light to flow throughout the home during Florida’s beautiful fall, winter, and spring seasons. The backyard is a private oasis with no rear neighbors, peaceful conservation views, a spa, outdoor kitchen, screened lanai, refreshed pavers, and a convenient pool bath. Enjoy the beauty of nature from home, with deer and wild turkey often seen in the conservation area behind the property. The oversized family room is filled with natural light from large windows, while the breakfast nook offers breathtaking views of the private backyard and conservation. The open-concept kitchen provides ample space for gathering, cooking, and entertaining, featuring stainless steel appliances and modern silver cabinet hardware for a clean, updated look. The split-bedroom floor plan provides comfort and flexibility. Two guest bedrooms and a spacious bathroom with double vanities are located in the right wing of the home. On the opposite side, the large primary suite offers a relaxing retreat with a garden tub, walk-in shower, private water closet, and generous walk-in closet. The fourth bedroom is oversized and can easily serve as a home office, den, playroom, fitness room, or additional bedroom. An oversized laundry room and three-car garage offer excellent storage for multiple vehicles, recreational items, and a golf cart. This home has been thoughtfully maintained with several important updates already completed. Major improvements include a 2013 Spanish tile roof, 2024 A/C and heat pump, 2024 exterior paint, and well water irrigation. Additional updates include new lanai screens and Spanish tile roof pressure washing in 2025, along with new flooring in all bedrooms and closets, a new washer, and professionally power-washed lanai pavers in 2026. Crescent Oaks is a warm, dog-friendly golf and tennis community known for its active neighborhood lifestyle. Residents enjoy community events and traditions throughout the year, including holiday golf cart parades, trivia nights, bunco, ice cream socials, vendor markets, pickleball, Easter and Valentine’s Day celebrations, Mother’s Day and Father’s Day gatherings, and Santa’s firetruck visit. If you are looking for a private, well-maintained home in a vibrant Florida lifestyle community, 3187 Sterling Street is ready to welcome you home.

Property Overview

Property TypeResidential
Sub TypeSingle Family Residence
MLS #TB8526409
StatusActive
Year Built1992
Stories1
Total Rooms8
ConstructionStucco
RoofTile
FoundationSlab
FacesEast
SubdivisionCRESCENT OAKS COUNTRY CLUB PH 1
CountyPinellas
OwnershipFee Simple

Interior Features

InteriorCeiling Fan(s), Crown Molding, Eating Space In Kitchen, High Ceilings, Kitchen/Family Room Combo, Living Room/Dining Room Combo, Open Floorplan, Solid Wood Cabinets, Split Bedroom, Stone Counters, Thermostat, Walk-In Closet(s), Window Treatments
FlooringLaminate, Tile, Hardwood
AppliancesDishwasher, Disposal, Dryer, Electric Water Heater, Microwave, Range, Refrigerator, Washer
LaundryInside, Laundry Room
CoolingCentral Air
HeatingCentral
FireplaceYes ()

Exterior & Lot

ExteriorIrrigation System, Lighting, Rain Gutters, Sidewalk, Sliding Doors
Lot Size1.13 acres (49,388 sq ft)
Lot Dimensions121 x 158
Road SurfaceAsphalt, Paved

Pool & Spa

Private PoolNo
SpaHeated, In Ground

Utilities

WaterPublic
SewerPublic Sewer
UtilitiesElectricity Connected, Sewer Connected, Water Connected

Parking

GarageYes (3 spaces)

HOA & Community

HOAYes
HOA Fee$145 / Monthly
Senior CommunityNo

Financial Details

List Price$674,900
Original Price$699,000
Annual Taxes$4,195 (2025)
FinancingCash, Conventional, FHA, VA Loan
ZoningRPD-0.5
Parcel #032716189090020490

Directions

From East Lake Rd N, turn onto Crescent Oaks Blvd, then left onto Sterling St. The property is on the right.

Location

3187 STERLING STREET, TARPON SPRINGS, FL 34688

Listing Information

OfficeKELLER WILLIAMS REALTY- PALM HARBOR
ListedJuly 10, 2026

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Preferred Time

Scheduling is free, and you can cancel anytime.

Home Price

$674,900

20% ($134,980)
6.75%

Loan Term

Principal & Interest$3,502
Property Tax (est.)$619
Insurance (est.)$150
Total Monthly$4,271
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How to Buy This Home

Multiple financing options available for this $674,900 home in TARPON SPRINGS.

🏛️

FHA Loan

$23,622 Down

Government-backed, low down payment. Credit scores as low as 580.

🎖️

VA Loan

$0 Down

Zero down for eligible veterans, active duty, and military families.

🏦

Conventional

$33,745 Down

Traditional financing. As low as 3-5% down with good credit.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Pinellas County SHIP

Varies

Income-qualifying Pinellas residents

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.

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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: August 16, 2026.

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