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$329,900

7811 DAVIE RAY DRIVE, ZEPHYRHILLS, FL 33540

3D Tour
Active67 days on market

Beds

4

Baths

3

Sq Ft

2,260 sq ft

Year Built

2020

Lot Size

0.15 acres

Garage

2

About This Property

Discover one of the most coveted homes in the community!!—An exceptional waterfront retreat perfectly positioned on the only natural lake in the neighborhood. Offering breathtaking water views, unforgettable sunsets, and unmatched privacy, this is a rare opportunity to own a true lifestyle property. This beautifully appointed two-story residence features 4 bedrooms, 2.5 bathrooms, and an open-concept floor plan designed for today's modern living. The spacious main level seamlessly blends everyday comfort with effortless entertaining, anchored by a designer-inspired kitchen showcasing granite countertops, LED under-cabinet lighting, an oversized walk-in pantry, abundant cabinetry, and plenty of prep space for gatherings with family and friends. Upstairs, you'll find a versatile loft perfect for a media room, home office, or flex space, along with four generously sized bedrooms. The private owner's retreat is your personal sanctuary, complete with a custom walk-in closet, dual vanities, and a spacious walk-in shower. A conveniently located upstairs laundry room and well-appointed guest bath add to the home's thoughtful design.

Property Overview

Property TypeResidential
Sub TypeSingle Family Residence
MLS #TB8526442
StatusActive
Year Built2020
Total Rooms4
ConstructionBlock, Brick, Stucco
RoofShingle
FoundationSlab
FacesNorthwest
SubdivisionZEPHYR LAKES SUB
CountyPasco
OwnershipFee Simple

Interior Features

InteriorHigh Ceilings, Living Room/Dining Room Combo, PrimaryBedroom Upstairs, Walk-In Closet(s)
FlooringCarpet, Ceramic Tile, Tile
AppliancesDishwasher, Disposal, Range, Refrigerator
LaundryLaundry Closet
CoolingCentral Air
HeatingCentral, Electric

Exterior & Lot

ExteriorIrrigation System, Private Mailbox, Rain Gutters, Sidewalk, Sliding Doors
Lot Size0.15 acres (6,357 sq ft)
Lot FeaturesCity Lot, In County, Sidewalk
Road SurfacePaved
ViewWater
0

Utilities

WaterPublic
SewerPublic Sewer
UtilitiesBB/HS Internet Available, Electricity Connected

Parking

GarageYes (2 spaces)

HOA & Community

HOAYes
HOA Fee$250 / Quarterly
Senior CommunityNo

Financial Details

List Price$329,900
Annual Taxes$8,860 (2025)
FinancingCash, Conventional, FHA, USDA Loan, VA Loan
ZoningPUD
Parcel #212535014.0009.00040.0

Directions

From US-301 (Gall Blvd) & Kossik Rd. Head E on Kossik Rd. Continue on Kossik until you reach the community. Turn right into the community entrance. Follow the internal road (Davie Ray Dr) to address.

Location

7811 DAVIE RAY DRIVE, ZEPHYRHILLS, FL 33540

Listing Information

OfficeCOLDWELL BANKER PICKETT FENCES REALTY
ListedJuly 31, 2026

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Home Price

$329,900

20% ($65,980)
6.75%

Loan Term

Principal & Interest$1,712
Property Tax (est.)$302
Insurance (est.)$150
Total Monthly$2,164
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How to Buy This Home

Multiple financing options available for this $329,900 home in ZEPHYRHILLS.

🏛️

FHA Loan

$11,547 Down

Government-backed, low down payment. Credit scores as low as 580.

🎖️

VA Loan

$0 Down

Zero down for eligible veterans, active duty, and military families.

🏦

Conventional

$16,495 Down

Traditional financing. As low as 3-5% down with good credit.

🌾

USDA Loan

$0 Down

Zero down for eligible rural areas. Income limits apply.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Pasco County SHIP

Varies

Income-qualifying Pasco residents

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee, just a starting point.

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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: August 1, 2026.

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