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$399,000

3568 4TH AVENUE SE, LARGO, FL 33771

Active2 days on market

Beds

Baths

Sq Ft

1,175 sq ft

Year Built

1968

Lot Size

0.17 acres

Garage

—

About This Property

Welcome to this thoughtfully updated and move-in ready home in the heart of Largo. Constructed with durable block on a slab foundation, this 3-bedroom, 1-bath residence offers comfortable living, modern finishes, and a functional layout designed for everyday life. The open-concept kitchen serves as the centerpiece of the home, featuring a large island with ample seating that flows seamlessly into the main living area—perfect for entertaining or gathering with family and friends. Luxury vinyl plank flooring runs throughout the living spaces and bedrooms, while the bathroom is finished with tile for easy maintenance and timeless appeal. Step outside to enjoy the spacious backyard, highlighted by a beautiful mature shade tree that creates the perfect setting for outdoor activities, gardening, pets, or simply relaxing. A covered and screened patio extends the living space outdoors, providing a comfortable place to enjoy Florida's weather year-round. Conveniently located near shopping, dining, parks, and Gulf beaches, this well-maintained home offers a wonderful opportunity for first-time buyers, down-sizers, or anyone looking for a move-in ready property in a central Pinellas County location.

Property Overview

Property TypeResidential

Sub TypeSingle Family Residence

MLS #TB8526545

StatusActive

Year Built1968

Total Rooms7

ConstructionBlock

RoofShingle

FoundationSlab

FacesNorth

SubdivisionFLORAL GARDENS

CountyPinellas

OwnershipFee Simple

Interior Features

InteriorCeiling Fan(s), Kitchen/Family Room Combo, Living Room/Dining Room Combo, Open Floorplan, Primary Bedroom Main Floor, Solid Surface Counters, Solid Wood Cabinets, Split Bedroom, Stone Counters, Thermostat, Walk-In Closet(s)

FlooringLuxury Vinyl, Tile

AppliancesDishwasher, Dryer, Electric Water Heater, Microwave, Range, Refrigerator, Washer

LaundryElectric Dryer Hookup, Inside, Laundry Room, Washer Hookup

CoolingCentral Air

HeatingCentral

SecuritySmoke Detector(s)

Exterior & Lot

ExteriorOther, Private Yard, Rain Gutters, Sidewalk

FencingWood

Other StructuresShed(s), Storage

Lot Size0.17 acres (7,575 sq ft)

Lot Dimensions75 x 100

Lot FeaturesLandscaped, Level, Unincorporated

Road SurfacePaved, Asphalt

ViewGarden

Utilities

WaterPublic

SewerPublic Sewer

UtilitiesElectricity Connected, Public, Sewer Connected, Street Lights, Water Connected

Parking

GarageNo

HOA & Community

HOANo

Senior CommunityNo

Financial Details

List Price$399,000

Annual Taxes$5,403 (2025)

FinancingCash, Conventional, FHA, VA Loan

ZoningR-3

Parcel #362915281340000070

Schools

ElementaryWalsingham Elementary-PN

MiddleLargo Middle-PN

HighLargo High-PN

Directions

From East Bay Drive, take Fulton Drive southbound. Turn east on 4th Ave SE. Drive until the house is on your right.

Location

3568 4TH AVENUE SE, LARGO, FL 33771

Listing Information

OfficeSMITH & ASSOCIATES REAL ESTATE

ListedJuly 10, 2026

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Home Price

$399,000

Down Payment20% ($79,800)

Interest Rate6.75%

Loan Term

Principal & Interest$2,070

Property Tax (est.)$366

Insurance (est.)$150

Total Monthly$2,586

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Nearby Schools

Elementary School

Walsingham Elementary-PN

View on GreatSchools →

Middle School

Largo Middle-PN

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High School

Largo High-PN

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How to Buy This Home

Multiple financing options available for this $399,000 home in LARGO.

🏛️

FHA Loan

$13,965 Down

Government-backed, low down payment. Credit scores as low as 580.

🎖️

VA Loan

$0 Down

Zero down for eligible veterans, active duty, and military families.

🏦

Conventional

$19,950 Down

Traditional financing. As low as 3-5% down with good credit.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Pinellas County SHIP

Varies

Income-qualifying Pinellas residents

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.

Full Calculator →First-Time Buyer Guide →VA Loan Guide →

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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: July 12, 2026.