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$85,000

2621 COVE CAY DRIVE UNIT 105, CLEARWATER, FL 33760

Active90 days on market

Beds

1

Baths

1

Sq Ft

565 sq ft

Year Built

1974

Lot Size

—

Garage

—

About This Property

Resort-Style Living in Beautiful Clearwater! Welcome to your home at Cove Cay, a highly sought-after gated, golf course community offering the best of Florida living. This large, well-maintained first-floor studio condo delivers the perfect balance of comfort, convenience, and resort-style amenities. Step inside to find a bright, open layout designed to maximize every inch of space. The kitchen is equipped with modern appliances, ample counter space, and generous storage, ideal for preparing meals at home. The open living and sleeping area feels inviting and spacious, filled with natural light from large windows. Enjoy your morning coffee or evening breeze from your private patio with easy ground-level access, no stairs, no hassle. As part of the prestigious Cove Cay community, residents enjoy access to a marina with boat rentals, an 18-hole golf course, a sparkling pool and spa, a clubhouse, and on-site dining at Bayview Grill. Conveniently located near Clearwater Beach, shopping, dining, and Tampa Bay attractions, this condo offers a truly maintenance-free lifestyle. Whether you’re seeking a vacation getaway, full-time residence, or smart investment, this charming studio offers easy, comfortable living close to it all. Experience the best of Clearwater living where every day feels like a vacation at Cove Cay.

Property Overview

Property TypeResidential
Sub TypeCondominium
MLS #TB8526627
StatusActive
Year Built1974
Stories9
Total Rooms4
ConstructionBlock, Concrete
RoofShingle
FoundationSlab
FacesWest
SubdivisionCOVE CAY 26-21 VILLAGE II
CountyPinellas
OwnershipCondominium

Interior Features

InteriorCeiling Fan(s), Open Floorplan
FlooringCeramic Tile
AppliancesDryer, Microwave, Range, Refrigerator, Washer
LaundryCommon Area
CoolingCentral Air
HeatingCentral

Exterior & Lot

ExteriorBalcony, Lighting, Sidewalk
Lot FeaturesCity Lot, Near Public Transit, Sidewalk
Road SurfacePaved
0

Utilities

WaterPublic
SewerPublic Sewer
UtilitiesCable Available, Electricity Available, Phone Available, Sewer Available, Water Available

Parking

GarageNo

HOA & Community

HOANo
Senior CommunityNo

Financial Details

List Price$85,000
Annual Taxes$521 (2025)
FinancingCash, Conventional
Parcel #292916187150000105

Directions

From US-19, take Gulf to Bay Blvd (SR-60) east. Turn left onto Cove Cay Dr and continue into the Cove Cay community. Follow Cove Cay Dr to 2621 Cove Cay Dr, Unit #105. The property will be on the right.

Location

2621 COVE CAY DRIVE UNIT 105, CLEARWATER, FL 33760

Listing Information

OfficeLPT REALTY, LLC
ListedJuly 8, 2026

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Home Price

$85,000

20% ($17,000)
6.75%

Loan Term

Principal & Interest$441
Property Tax (est.)$78
Insurance (est.)$150
Total Monthly$669
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How to Buy This Home

Multiple financing options available for this $85,000 home in CLEARWATER.

🏦

Conventional

$4,250 Down

Traditional financing. As low as 3-5% down with good credit.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Pinellas County SHIP

Varies

Income-qualifying Pinellas residents

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.

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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: August 11, 2026.

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