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$550,000

1405 TEMPLE STREET, CLEARWATER, FL 33756

3D Tour
Active87 days on market

Beds

3

Baths

2

Sq Ft

1,285 sq ft

Year Built

1956

Lot Size

0.16 acres

Garage

1

About This Property

This beautifully maintained 3-bedroom, 2-bathroom home offers 1,285 square feet of comfortable living space in one of Clearwater's most desirable locations. Just 15 minutes from the world-famous Clearwater Beach, this property perfectly blends everyday convenience with the Florida lifestyle buyers dream about. Step inside to a bright, inviting floor plan designed for both relaxing and entertaining. Outside, your private backyard oasis awaits, featuring a stunning resort-style swimming pool that transforms every day into a vacation. Whether you're hosting family and friends, enjoying weekend pool days, or unwinding after work, this backyard is sure to become your favorite place to be. Located in a no flood zone, this home offers added peace of mind while still being close to beautiful Gulf beaches, shopping, dining, parks, and top local amenities. With spacious bedrooms, two full bathrooms, and an unbeatable location, this home is ideal as a primary residence, seasonal retreat, or investment opportunity. Don't miss your chance to own this Clearwater gem

Property Overview

Property TypeResidential
Sub TypeSingle Family Residence
MLS #TB8526937
StatusActive
Year Built1956
Stories1
Total Rooms3
ConstructionBlock
RoofShingle
FoundationSlab
FacesEast
SubdivisionSUNNY PARK GROVES
CountyPinellas
OwnershipFee Simple
FurnishedNegotiable

Interior Features

InteriorCeiling Fan(s), Living Room/Dining Room Combo, Stone Counters, Thermostat
FlooringEngineered Hardwood
AppliancesDishwasher, Dryer, Electric Water Heater, Microwave, Range, Refrigerator, Washer
LaundryLaundry Room
CoolingCentral Air
HeatingCentral

Exterior & Lot

ExteriorPrivate Yard
Lot Size0.16 acres (6,791 sq ft)
Lot Dimensions70 x 97
Road SurfaceAsphalt, Paved

Pool & Spa

Private PoolYes
Pool FeaturesHeated, In Ground
SpaAbove Ground, Heated

Utilities

WaterPublic
SewerPublic Sewer
UtilitiesPublic, Sewer Connected, Water Connected

Parking

GarageYes (1 spaces)
CarportYes

HOA & Community

HOANo
Senior CommunityNo

Financial Details

List Price$550,000
Annual Taxes$4,924 (2025)
FinancingCash, Conventional, FHA, VA Loan
ZoningR-3
Parcel #232915869580040170

Schools

ElementaryPlumb Elementary-PN
MiddleOak Grove Middle-PN
HighClearwater High-PN

Directions

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Location

1405 TEMPLE STREET, CLEARWATER, FL 33756

Listing Information

OfficeDALTON WADE INC
ListedJuly 11, 2026

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Home Price

$550,000

20% ($110,000)
6.75%

Loan Term

Principal & Interest$2,854
Property Tax (est.)$504
Insurance (est.)$150
Total Monthly$3,508
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Nearby Schools

How to Buy This Home

Multiple financing options available for this $550,000 home in CLEARWATER.

🏛️

FHA Loan

$19,250 Down

Government-backed, low down payment. Credit scores as low as 580.

🎖️

VA Loan

$0 Down

Zero down for eligible veterans, active duty, and military families.

🏦

Conventional

$27,500 Down

Traditional financing. As low as 3-5% down with good credit.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Pinellas County SHIP

Varies

Income-qualifying Pinellas residents

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.

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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: July 11, 2026.

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