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$439,900

1608 OTTAWA ROAD, CLEARWATER, FL 33756

3D Tour
Active55 days on market

Beds

4

Baths

2

Sq Ft

1,663 sq ft

Year Built

1956

Lot Size

0.17 acres

Garage

About This Property

Welcome to this beautifully updated 4-bedroom, 2-bathroom home offering approximately 1,600 square feet of comfortable living space in unincorporated Pinellas County. Tucked away on a cul-de-sac in Clearwater, this home combines a open concept interior layout with a private, fully fenced backyard. The updated kitchen features a large center island with seating, abundant cabinetry, stainless-steel appliances, recessed lighting, and an open connection to the dining and living areas. The coordinated finishes and plank-style flooring create a bright, cohesive appearance throughout much of the home. The spacious primary bedroom includes access to an updated bathroom with a wide dual-sink vanity and tiled walk-in shower. Three additional bedrooms offer flexibility for family, guests, a home office, fitness room, or creative workspace. A second full bathroom includes an updated vanity and a tiled tub-and-shower combination. Outside, the fully fenced backyard provides room for pets, gardening, entertaining, or creating your own outdoor retreat. The roof is approximately five years old, and a storage shed for extra yard items. With four bedrooms, two full bathrooms, approximately 1,600 square feet, an updated interior, and a cul-de-sac location, this Clearwater home offers the space and versatility today’s buyers are looking for.

Property Overview

Property TypeResidential
Sub TypeSingle Family Residence
MLS #TB8526944
StatusActive
Year Built1956
Total Rooms8
ConstructionBlock
RoofShingle
FoundationSlab
FacesSouth
SubdivisionMADDOX SUB
CountyPinellas
OwnershipFee Simple
FurnishedNegotiable

Interior Features

InteriorCeiling Fan(s), Primary Bedroom Main Floor, Thermostat
FlooringLuxury Vinyl, Tile
AppliancesDishwasher, Dryer, Microwave, Range, Refrigerator, Washer
LaundryLaundry Room
CoolingCentral Air
HeatingElectric
FireplaceYes ()

Exterior & Lot

ExteriorSliding Doors
FencingChain Link
Other StructuresShed(s)
Lot Size0.17 acres (7,558 sq ft)
Lot FeaturesCul-De-Sac, Unincorporated
Road SurfacePaved, Asphalt
0

Utilities

WaterPublic
SewerSeptic Tank
UtilitiesCable Connected, Electricity Connected, Water Available

Parking

GarageNo

HOA & Community

HOANo
Senior CommunityNo

Financial Details

List Price$439,900
Original Price$499,900
Annual Taxes$4,912 (2025)
FinancingCash, Conventional, FHA, VA Loan
ZoningR-3
Parcel #232915541620000100

Directions

West on Gulf To Bay, L on Lake Dr, L on Ottawa, House on Left

Location

1608 OTTAWA ROAD, CLEARWATER, FL 33756

Listing Information

OfficeDIGI REALTY GROUP, INC.
ListedJuly 17, 2026

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Home Price

$439,900

20% ($87,980)
6.75%

Loan Term

Principal & Interest$2,283
Property Tax (est.)$403
Insurance (est.)$150
Total Monthly$2,836
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How to Buy This Home

Multiple financing options available for this $439,900 home in CLEARWATER.

🏛️

FHA Loan

$15,397 Down

Government-backed, low down payment. Credit scores as low as 580.

🎖️

VA Loan

$0 Down

Zero down for eligible veterans, active duty, and military families.

🏦

Conventional

$21,995 Down

Traditional financing. As low as 3-5% down with good credit.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Pinellas County SHIP

Varies

Income-qualifying Pinellas residents

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.

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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: September 10, 2026.

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