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$505,000

9924 SMARTY JONES DRIVE, RUSKIN, FL 33573

3D Tour
Active20 days on market

Beds

5

Baths

3

Sq Ft

3,760 sq ft

Year Built

2018

Lot Size

0.17 acres

Garage

3

About This Property

Virtually Staged. **The Largest Floor Plan in Belmont – Incredible Value!** Welcome to this spacious **Buckingham floor plan**, offering **5 bedrooms, 3 full bathrooms, a versatile loft, and a rare 3-car garage**—one of the largest and most sought-after layouts in the Belmont community. Designed with both everyday living and entertaining in mind, this home offers room for everyone. A beautiful **brick paver driveway** and attractive landscaping create an inviting first impression. Step inside to discover soaring ceilings, abundant natural light, and an open-concept layout that feels bright, airy, and welcoming. At the heart of the home is a well-appointed kitchen featuring **stainless steel appliances, a large center island with seating, ample cabinetry, a pantry, and generous prep space**. The kitchen flows seamlessly into the dining area and expansive family room, creating the perfect setting for everything from weeknight dinners to holiday celebrations. Upstairs, the spacious **primary suite** provides a relaxing retreat with an en-suite bathroom and oversized walk-in closet. Four additional bedrooms offer flexibility for family, guests, or a home office, while the upstairs loft provides even more living space for a media room, playroom, workout area, or hobby space. Step outside to enjoy the **screened lanai** overlooking the **fully fenced backyard**, offering privacy and plenty of room for pets, play, or outdoor entertaining. Located in the highly desirable **Belmont community**, residents enjoy resort-style amenities including pools, parks, playgrounds, walking trails, and tennis courts. Conveniently situated near shopping, dining, St. Joseph's Hospital South, the YMCA, I-75, and just a short drive to Tampa, Sarasota, and Florida's award-winning Gulf Coast beaches. Don't miss your opportunity to own one of Belmont's largest floor plans at an exceptional value. Schedule your private showing today!

Property Overview

Property TypeResidential
Sub TypeSingle Family Residence
MLS #TB8527108
StatusActive
Year Built2018
Stories2
Total Rooms11
ConstructionStucco
RoofShingle
FoundationSlab
FacesSoutheast
SubdivisionBELMONT PH 1C-1 PT REP
CountyHillsborough
OwnershipFee Simple

Interior Features

InteriorCeiling Fan(s), Chair Rail, Crown Molding, Eating Space In Kitchen, High Ceilings, Kitchen/Family Room Combo, L Dining, Living Room/Dining Room Combo, Open Floorplan, PrimaryBedroom Upstairs
FlooringCarpet, Ceramic Tile
AppliancesDishwasher, Disposal, Microwave, Range, Refrigerator
LaundryLaundry Room
CoolingCentral Air
HeatingCentral

Exterior & Lot

ExteriorIrrigation System, Sidewalk, Sliding Doors
Lot Size0.17 acres (7,205 sq ft)
Lot Dimensions61.58 x 117
Lot FeaturesLandscaped, Private
Road SurfacePaved
0

Utilities

WaterPublic
SewerPublic Sewer
UtilitiesElectricity Connected

Parking

GarageYes (3 spaces)

HOA & Community

HOAYes
HOA Fee$158 / Annually
Senior CommunityNo

Financial Details

List Price$505,000
Annual Taxes$10,741 (2025)
FinancingCash, Conventional, FHA, VA Loan
ZoningPD
Parcel #U1931209Z700001000003.0

Schools

ElementaryBelmont Elementary School
MiddleEisenhower-HB
HighSumner High School

Directions

From I-75, exit east on Big Bend Rd and head south on US-301. Turn right on Paseo Al Mar Blvd, right on Gate Dancer, right on Smarty Jones. Home is on the right

Location

9924 SMARTY JONES DRIVE, RUSKIN, FL 33573

Listing Information

OfficeLPT REALTY, LLC
ListedJuly 8, 2026

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Preferred Time

Scheduling is free, and you can cancel anytime.

Home Price

$505,000

20% ($101,000)
6.75%

Loan Term

Principal & Interest$2,620
Property Tax (est.)$463
Insurance (est.)$150
Total Monthly$3,233
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Nearby Schools

How to Buy This Home

Multiple financing options available for this $505,000 home in RUSKIN.

🏛️

FHA Loan

$17,675 Down

Government-backed, low down payment. Credit scores as low as 580.

🎖️

VA Loan

$0 Down

Zero down for eligible veterans, active duty, and military families.

🏦

Conventional

$25,250 Down

Traditional financing. As low as 3-5% down with good credit.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Hillsborough County SHIP

Varies

Income-qualifying Hillsborough residents

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.

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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: July 28, 2026.

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