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$165,000

2614 COVE CAY DRIVE UNIT 102, CLEARWATER, FL 33760

Active89 days on market

Beds

1

Baths

2

Sq Ft

810 sq ft

Year Built

1972

Lot Size

—

Garage

—

About This Property

This 1-bedroom, 1.5-bath first-floor condo in gated Cove Cay offers 810 square feet of extensively remodeled living in Clearwater. Renovated in 2025, the condo features a new HVAC system, new water heater, updated electrical and plumbing, luxury vinyl plank flooring, and a redesigned kitchen. The 2025 kitchen renovation includes quartz countertops, new soft-close cabinets and drawers, and a full suite of appliances installed in 2025. Comfortable living and dining areas provide flexible everyday space, while the spacious primary bedroom includes a renovated full bath with a tub. A separate half bath provides added convenience. The extensive renovation addressed both finishes and major components, reducing the list of immediate updates for the next owner. Just outside the condo, a private laundry room is located directly across the hall for dedicated laundry and storage space only steps from the front door. An assigned parking space is also included. A screened patio overlooks green space and extends the living area outdoors. Cove Cay amenities include a community pool, clubhouse, fitness center, and 24-hour staffed gated entrance. Golf and marina access are available within the community for an additional fee. The $611 monthly condominium fee includes cable, internet, water, sewer, trash, exterior maintenance, building insurance, and flood insurance. Built in 1972 and extensively renovated in 2025, this first-floor Clearwater condo offers updated finishes and major system improvements within a gated community convenient to shopping, dining, airports, and Gulf beaches. Leasing is permitted after two years of ownership with a minimum six-month lease term, subject to the condominium association's current rules and regulations.

Property Overview

Property TypeResidential
Sub TypeCondominium
MLS #TB8527390
StatusActive
Year Built1972
Stories1
Total Rooms4
ConstructionBlock
RoofBuilt-Up, Concrete
FoundationSlab
FacesSouth
SubdivisionCOVE CAY 26-14 VILLAGE I
CountyPinellas
OwnershipCondominium

Interior Features

InteriorStone Counters, Thermostat
FlooringLuxury Vinyl, Tile
AppliancesDishwasher, Microwave, Range, Refrigerator
LaundryLaundry Room, Same Floor As Condo Unit
CoolingCentral Air
HeatingCentral, Electric

Exterior & Lot

ExteriorLighting
Lot FeaturesNear Golf Course, Near Marina
Road SurfacePaved
ViewGarden
0

Utilities

WaterPublic
SewerPublic Sewer
UtilitiesCable Available, Electricity Available, Electricity Connected, Public, Sewer Available, Sewer Connected, Water Available, Water Connected

Parking

GarageNo
CarportYes

HOA & Community

HOAYes
Senior CommunityNo

Financial Details

List Price$165,000
Original Price$169,900
Annual Taxes$978 (2025)
FinancingCash, Conventional
Zoning0430
Parcel #292916187090001020

Schools

ElementaryBelcher Elementary-PN
MiddleOak Grove Middle-PN
HighPinellas Park High-PN

Directions

From W Roosevelt Blvd, turn right onto 58th St N. Turn left onto Whitney Rd, turn right onto Wolford Rd, turn left onto Haines Bayshore Rd. Turn Right onto Cove Cay Dr - See Guard at guardhhouse

Location

2614 COVE CAY DRIVE UNIT 102, CLEARWATER, FL 33760

Listing Information

OfficeGREEN STAR REALTY, INC.
ListedJuly 9, 2026

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Home Price

$165,000

20% ($33,000)
6.75%

Loan Term

Principal & Interest$856
Property Tax (est.)$151
Insurance (est.)$150
Total Monthly$1,157
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Nearby Schools

How to Buy This Home

Multiple financing options available for this $165,000 home in CLEARWATER.

🏦

Conventional

$8,250 Down

Traditional financing. As low as 3-5% down with good credit.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Pinellas County SHIP

Varies

Income-qualifying Pinellas residents

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.

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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: October 6, 2026.

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