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$560,000

820 SYMPHONY ISLES BOULEVARD, APOLLO BEACH, FL 33572

3D Tour
Active89 days on market

Beds

3

Baths

3

Sq Ft

1,879 sq ft

Year Built

1984

Lot Size

0.07 acres

Garage

2

About This Property

This lovely Townhouse in the upscale waterfront community of Symphony Isles comes with a dock and boat lift on a wide canal. No CDD and reasonable HOA, 24/7 guard gate, private community beach, community pool, clubhouse, playground, community boat launch, volleyball court and picnic area round out the amenities. The spacious 3 bedroom, 2.5 bath, 2 car garage home with spacious and private rear deck with views, a Private balcony on second floor and open back porch is perfectly situated for enjoying the outdoors. extra storage under the deck... Enjoy the spectacular water view. The kitchen features stainless appliances, granite countertops, and tile flooring! Outdoor bar area to enjoy the spectacular water view. Large great Living/dining area has wood burning fireplace, Upstairs, master bedroom has Sliding Doors that leads a wonderful view from your Private balcony, large closets and ensuite master bath/Tub. 2 Guest rooms with great size walk in closets, NEW Tile Roof. Symphony Isles offers 24-hour gated securtyiy, public boat ramp, community pool and recreation area, Short drive to downtown Tampa, St Petersburg, Bradenton & Sarasota. With a 15,000 lb boat lift w/remote, you can have up to 35ft boat! Dock includes water & electricity! Located in the desirable gated community of Symphony Isles. HOA includes lawn care, private roads, clubhouse for private & community events, pool, private beach, gazebo & beach volleyball! Roof 2024, Seawall 2025, WH 2026, AC 2014, Exterior Paint 2024

Property Overview

Property TypeResidential
Sub TypeTownhouse
MLS #TB8527405
StatusActive
Year Built1984
Stories2
Total Rooms5
ConstructionBlock, Stucco
RoofTile
FoundationSlab
FacesNorth
SubdivisionSYMPHONY ISLES UNIT ONE
CountyHillsborough
OwnershipFee Simple

Interior Features

InteriorCathedral Ceiling(s), Ceiling Fan(s), Crown Molding, Living Room/Dining Room Combo, Open Floorplan
FlooringCarpet, Ceramic Tile, Hardwood
AppliancesDishwasher, Disposal, Electric Water Heater, Microwave, Range, Refrigerator
LaundryLaundry Room
CoolingCentral Air
HeatingCentral

Exterior & Lot

ExteriorBalcony, Irrigation System, Rain Gutters, Sidewalk, Sliding Doors
Lot Size0.07 acres (3,132 sq ft)
Lot FeaturesSidewalk
Road SurfaceAsphalt, Paved
ViewWater
0

Waterfront

WaterfrontYes
FeaturesWaterfront, Canal - Saltwater

Utilities

WaterPublic
SewerPublic Sewer
UtilitiesBB/HS Internet Available, Cable Available, Public, Street Lights

Parking

GarageYes (2 spaces)

HOA & Community

HOAYes
HOA Fee$512 / Quarterly
Senior CommunityNo

Financial Details

List Price$560,000
Original Price$575,000
Annual Taxes$6,004 (2025)
FinancingCash, Conventional, FHA, VA Loan
ZoningPD
Parcel #U2031191T600000100004.0

Schools

ElementaryApollo Beach-HB
MiddleEisenhower-HB
HighEast Bay-HB

Directions

Big Bend Rd and S Tamiami Trail to Elsberry Rd in Apollo Beach. Continue on Elsberry Rd to Apollo Beach Blvd. Turn right at the 1st cross street onto Apollo Beach Blvd. Take Flamingo Dr to Symphony Isles Blvd.

Location

820 SYMPHONY ISLES BOULEVARD, APOLLO BEACH, FL 33572

Listing Information

OfficeFUTURE HOME REALTY INC
ListedJuly 9, 2026

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Home Price

$560,000

20% ($112,000)
6.75%

Loan Term

Principal & Interest$2,906
Property Tax (est.)$513
Insurance (est.)$150
Total Monthly$3,569
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Nearby Schools

How to Buy This Home

Multiple financing options available for this $560,000 home in APOLLO BEACH.

🏛️

FHA Loan

$19,600 Down

Government-backed, low down payment. Credit scores as low as 580.

🎖️

VA Loan

$0 Down

Zero down for eligible veterans, active duty, and military families.

🏦

Conventional

$28,000 Down

Traditional financing. As low as 3-5% down with good credit.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Hillsborough County SHIP

Varies

Income-qualifying Hillsborough residents

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.

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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: October 6, 2026.

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