$290,000
714 SPRUCE STREET, INVERNESS, FL 34452
Beds
3
Baths
2
Sq Ft
1,734 sq ft
Year Built
1988
Lot Size
0.22 acres
Garage
2
About This Property
Beautifully maintained and truly move-in ready! This charming home offers peace of mind with numerous major updates already completed, including a new roof (2013), HVAC (2014), water heater (2014), well pump (2018), energy-efficient windows (2021), new septic tank and drain field (2021), fresh exterior paint (2021), 6-foot vinyl privacy fence (2018), luxury vinyl plank flooring throughout (2017 & 2021), and a tastefully remodeled kitchen and bathrooms (2017). The functional floor plan provides comfortable everyday living and includes a dedicated office that can easily be converted into a fourth bedroom, offering flexibility for a home office, guest room, or additional living space. The extensive improvements minimize future maintenance costs for the next owner. Located just outside the city limits, you'll enjoy added privacy and the potential benefits of county living while remaining just minutes from shopping, dining, medical facilities, schools, parks, downtown Inverness, the Tsala Apopka Chain of Lakes, and the scenic Withlacoochee State Trail. This home offers the perfect blend of comfort, convenience, and value. Whether you're a first-time homebuyer, looking to upgrade, searching for a seasonal Florida retreat, or expanding your investment portfolio, this property is a must-see. Schedule your private showing today! Buyer and buyer's agent to verify all measurements, zoning, and any information deemed important.
Property Overview
Interior Features
Exterior & Lot
Utilities
Parking
HOA & Community
Financial Details
Schools
Directions
From US-41 N, turn right onto E Highland Blvd (FL-44 E). Turn right onto S Apopka Ave (US-41 S), then left onto Spruce St. Property will be on the right at 714 Spruce St, Inverness, FL 34452.
Location
714 SPRUCE STREET, INVERNESS, FL 34452
Listing Information
Schedule a Tour
Pick a Day
Preferred Time
Home Price
$290,000
Loan Term
Nearby Schools
How to Buy This Home
Multiple financing options available for this $290,000 home in INVERNESS.
🏛️
FHA Loan
$10,150 Down
Government-backed, low down payment. Credit scores as low as 580.
🎖️
VA Loan
$0 Down
Zero down for eligible veterans, active duty, and military families.
🏦
Conventional
$14,500 Down
Traditional financing. As low as 3-5% down with good credit.
Florida Down Payment Assistance Programs
You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.
Florida Hometown Heroes
Up to $35,000
First-time buyers working in FL
FL Assist
Up to $10,000
FHA, VA, or USDA borrowers
FL HLP Second Mortgage
Up to $10,000
First-time buyers, 0% deferred
Citrus County SHIP
Varies
Income-qualifying Citrus residents
Can You Afford This Home?
Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.
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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: July 18, 2026.