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$539,900

12756 POINSETTIA AVENUE, SEMINOLE, FL 33776

3D Tour
Active89 days on market

Beds

3

Baths

3

Sq Ft

1,539 sq ft

Year Built

1983

Lot Size

0.21 acres

Garage

2

About This Property

Virtually Staged. BEST PRICE IN THE NEIGHBORHOOD. Welcome to Harbor View, a secluded treasure nestled in unincorporated Seminole just moments from the beach.This secluded 3BR/2.5BA home with 2-car garage in unincorporated Seminole, just minutes from the beach. The home is airy and bright when entering, sitting on a large lot at 10ft elevation and surrounded by million-dollar homes. Never flooded during recent hurricanes. Enjoy an open floor plan with quartz counters, skylight in the kitchen, wood-look tile, new LVP in bedrooms, renovated guest bath, fresh interior/exterior paint, new composite deck, and water softener. Major updates include a brand new 2026 roof and 2020 AC & gutters. Relax by the wood-burning fireplace or on the screened deck overlooking the large backyard. Oversized garage + public boat launch 2 miles away with Gulf access. Zoned for top-rated Seminole schools, walk to Boca Ciega Park, and under 2 miles to Seminole City Center and Redington/Indian Shores beaches.

Property Overview

Property TypeResidential
Sub TypeSingle Family Residence
MLS #TB8527590
StatusActive
Year Built1983
Stories1
Total Rooms3
ConstructionVinyl Siding
RoofShingle
FoundationBlock
FacesNorth
SubdivisionHARBOR VIEW A
CountyPinellas
OwnershipFee Simple

Interior Features

InteriorCeiling Fan(s), Skylight(s), Stone Counters, Thermostat
FlooringCeramic Tile, Hardwood
AppliancesCooktop, Dishwasher, Dryer, Microwave, Range, Refrigerator, Washer
LaundryIn Garage
WindowsDrapes, Rods
CoolingCentral Air
HeatingCentral

Exterior & Lot

ExteriorFrench Doors, Private Mailbox
Lot Size0.21 acres (9,339 sq ft)
Lot Dimensions84 x 110
Lot FeaturesUnincorporated
Road SurfacePaved
ViewCity
0

Utilities

WaterPublic
SewerPublic Sewer
UtilitiesCable Available, Electricity Available, Electricity Connected, Sewer Connected

Parking

GarageYes (2 spaces)

HOA & Community

HOANo
Senior CommunityNo

Financial Details

List Price$539,900
Original Price$554,900
Annual Taxes$6,610 (2025)
FinancingCash, Conventional, FHA, VA Loan
ZoningR-1
Parcel #293015364140000180

Schools

ElementaryBauder Elementary-PN
MiddleSeminole Middle-PN
HighSeminole High-PN

Directions

Head S off Park Blvd off 128th St turn left on Poinsettia, property is on the right.

Location

12756 POINSETTIA AVENUE, SEMINOLE, FL 33776

Listing Information

OfficeCAPSTONE REALTY & ASSOCIATES
ListedJuly 9, 2026

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Home Price

$539,900

20% ($107,980)
6.75%

Loan Term

Principal & Interest$2,801
Property Tax (est.)$495
Insurance (est.)$150
Total Monthly$3,446
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Nearby Schools

How to Buy This Home

Multiple financing options available for this $539,900 home in SEMINOLE.

🏛️

FHA Loan

$18,897 Down

Government-backed, low down payment. Credit scores as low as 580.

🎖️

VA Loan

$0 Down

Zero down for eligible veterans, active duty, and military families.

🏦

Conventional

$26,995 Down

Traditional financing. As low as 3-5% down with good credit.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Pinellas County SHIP

Varies

Income-qualifying Pinellas residents

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.

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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: August 26, 2026.

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