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$324,990

1036 KOBUK STREET, HAINES CITY, FL 33844

3D Tour
Active77 days on market

Beds

3

Baths

2

Sq Ft

1,734 sq ft

Year Built

2020

Lot Size

0.15 acres

Garage

2

About This Property

More space, more comfort, and more value in one of Haines City’s fastest-growing communities. This beautifully maintained Meritage Homes Daphne model features an open-concept layout designed for modern living. In addition to its 3 original bedrooms, the home includes a versatile additional room, perfect for a home office, guest space, or flex room to fit your lifestyle. Enjoy natural light throughout, a spacious layout, and added privacy with greenbelt views. Energy-efficient features include solar panels to help reduce electricity costs, along with a water softener system that enhances water quality throughout the home. Located in Orchid Terrace, residents enjoy access to community amenities including a pool, playground, and sidewalks. This home offers the perfect combination of space, efficiency, and location—schedule your private showing today.

Property Overview

Property TypeResidential
Sub TypeSingle Family Residence
MLS #TB8527593
StatusActive
Year Built2020
Stories1
Total Rooms3
ConstructionBlock
RoofShingle
FoundationSlab
FacesEast
SubdivisionORCHID TERRACE PH 1
CountyPolk
OwnershipFee Simple

Interior Features

InteriorEating Space In Kitchen, Kitchen/Family Room Combo, Open Floorplan
FlooringCarpet, Ceramic Tile
AppliancesDishwasher, Microwave, Range, Refrigerator
LaundryOther
CoolingCentral Air
HeatingOther

Exterior & Lot

ExteriorIrrigation System, Sidewalk
Lot Size0.15 acres (6,625 sq ft)
Lot FeaturesGreenbelt
Road SurfacePaved
0

Utilities

WaterPublic
SewerPublic Sewer
UtilitiesCable Available, Electricity Available, Phone Available, Street Lights

Parking

GarageYes (2 spaces)

HOA & Community

HOAYes
HOA Fee$325 / Annually
Senior CommunityNo

Financial Details

List Price$324,990
Annual Taxes$8,049 (2025)
FinancingCash, Conventional, FHA, VA Loan
ZoningRES
Parcel #272708727508000680

Directions

From I-4 take exit 55 (Hwy 27, Clermont, Haines City) Head South on HWY 27 for about 6 miles. Left on Patterson Road. To Orchid Terrace community on the left.

Location

1036 KOBUK STREET, HAINES CITY, FL 33844

Listing Information

OfficeEXP REALTY LLC
ListedJuly 21, 2026

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Preferred Time

Scheduling is free, and you can cancel anytime.

Home Price

$324,990

20% ($64,998)
6.75%

Loan Term

Principal & Interest$1,686
Property Tax (est.)$298
Insurance (est.)$150
Total Monthly$2,134
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How to Buy This Home

Multiple financing options available for this $324,990 home in HAINES CITY.

🏛️

FHA Loan

$11,375 Down

Government-backed, low down payment. Credit scores as low as 580.

🎖️

VA Loan

$0 Down

Zero down for eligible veterans, active duty, and military families.

🏦

Conventional

$16,250 Down

Traditional financing. As low as 3-5% down with good credit.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Polk County SHIP

Varies

Income-qualifying Polk residents

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee, just a starting point.

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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: August 3, 2026.

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