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$195,000

4575 COVE CIRCLE UNIT 101, ST PETERSBURG, FL 33708

3D Tour

Active4 days on market

Beds

Baths

Sq Ft

1,050 sq ft

Year Built

1973

Lot Size

0.01 acres

Garage

—

About This Property

Welcome to the Florida lifestyle you've been dreaming of! This beautifully renovated ground-floor corner unit in the gated 55+ waterfront community of Sea Towers offers 2 spacious bedrooms, 2 stunning bathrooms, and everything brand new, making it completely move-in ready. The bright, open floor plan features a gorgeous new kitchen, luxury finishes, and designer touches throughout. The private primary suite includes a beautifully updated en-suite bath, while the second bedroom and full bath provide the perfect space for guests or a home office. Enjoy resort-style living with two heated pools, a fitness center, tennis courts, fishing piers, walking paths, an active clubhouse, and 24-hour guard-gated security. Just minutes from Madeira Beach, shopping, dining, and the Gulf beaches, this is your opportunity to enjoy carefree waterfront living at its finest.

Property Overview

Property TypeResidential

Sub TypeCondominium

MLS #TB8528026

StatusActive

Year Built1973

Stories12

Total Rooms5

ConstructionBlock

RoofShingle

FoundationBlock, Slab

FacesEast

SubdivisionHERITAGE HOUSE THE CONDO

CountyPinellas

OwnershipCondominium

Interior Features

InteriorEating Space In Kitchen, Kitchen/Family Room Combo, Open Floorplan, Primary Bedroom Main Floor

FlooringCeramic Tile

AppliancesDishwasher, Disposal, Electric Water Heater, Microwave, Range, Refrigerator

LaundryCommon Area, Inside

CoolingCentral Air

HeatingCentral

Exterior & Lot

ExteriorHurricane Shutters, Private Entrance, Private Mailbox

Lot Size0.01 acres (0 sq ft)

Road SurfaceAsphalt

ViewWater

Utilities

WaterPublic

SewerPublic Sewer

UtilitiesCable Available

Parking

GarageNo

HOA & Community

HOAYes

Senior CommunityYes

Financial Details

List Price$195,000

Annual Taxes$1,435 (2025)

FinancingCash, Conventional

ZoningRPD-25

Parcel #033115382550000101

Directions

Park Blvd N for approximately 10 miles. Turn left onto Duhme Road (113th St N). Continue south to 54th Avenue N and turn right. Turn left onto Cove Circle N at the entrance to Sea Towers. Stop at the guard gate to check in. Continue to 4575 Cove Circle (Heritage House). Unit 101 is on the ground floor.

Location

4575 COVE CIRCLE UNIT 101, ST PETERSBURG, FL 33708

Listing Information

OfficeKELLER WILLIAMS TAMPA PROPERTIES

ListedJuly 10, 2026

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Home Price

$195,000

Down Payment20% ($39,000)

Interest Rate6.75%

Loan Term

Principal & Interest$1,012

Property Tax (est.)$179

Insurance (est.)$150

Total Monthly$1,341

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How to Buy This Home

Multiple financing options available for this $195,000 home in ST PETERSBURG.

🏦

Conventional

$9,750 Down

Traditional financing. As low as 3-5% down with good credit.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Pinellas County SHIP

Varies

Income-qualifying Pinellas residents

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.

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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: July 14, 2026.