$139,000
114 FERNWOOD CIRCLE UNIT 114, SEMINOLE, FL 33777
Beds
2
Baths
2
Sq Ft
1,285 sq ft
Year Built
1974
Lot Size
4.00 acres
Garage
—
About This Property
Enjoy the opportunity to make this ground-floor, canal-front 2-bedroom condo your own in the desirable 55+ community of The Gardens in Seminole. Perfect as a seasonal getaway or year-round residence, this unit offers great bones and is ready for your personal cosmetic updates. Features include newer windows, some kitchen updates, and peaceful views of the pool, mature trees, and lush landscaping. Nestled on four beautifully landscaped acres adjacent to Lake Seminole Park and set back from the road, The Gardens provides a quiet, park-like setting just minutes from shopping, restaurants, and the Gulf beaches.
Property Overview
Interior Features
Exterior & Lot
Utilities
Parking
HOA & Community
Financial Details
Directions
Park Blvd. - West on Garden Dr. to last circle (Fernwood) on the left. Follow arrows to the right to the 4th building and look for unit numbers on the building.
Location
114 FERNWOOD CIRCLE UNIT 114, SEMINOLE, FL 33777
Listing Information
Schedule a Tour
Pick a Day
Preferred Time
Home Price
$139,000
Loan Term
How to Buy This Home
Multiple financing options available for this $139,000 home in SEMINOLE.
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Conventional
$6,950 Down
Traditional financing. As low as 3-5% down with good credit.
Florida Down Payment Assistance Programs
You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.
Florida Hometown Heroes
Up to $35,000
First-time buyers working in FL
FL Assist
Up to $10,000
FHA, VA, or USDA borrowers
FL HLP Second Mortgage
Up to $10,000
First-time buyers, 0% deferred
Pinellas County SHIP
Varies
Income-qualifying Pinellas residents
Can You Afford This Home?
Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.
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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: September 26, 2026.