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$160,000

2320 TERRA CEIA BAY BOULEVARD UNIT 403, PALMETTO, FL 34221

3D Tour
Active12 days on market

Beds

2

Baths

2

Sq Ft

978 sq ft

Year Built

1991

Lot Size

3.19 acres

Garage

About This Property

2 bedroom 2 bath 4th floor unit with screened lanai and fantastic view of pool, golf course and fields beyond. New air conditioner, refrigerator, washer, dryer and dishwasher. Freshly painted interior. Enjoy designated covered parking with storage room. Community offers exercise room, club house, golf and swimming pool. Community is located on Terra Ceia Bay and only 13 miles to renowned Anna Maria Island. Room dimensions are approximate and should be verified.

Property Overview

Property TypeResidential
Sub TypeCondominium
MLS #TB8528252
StatusActive
Year Built1991
Stories8
Total Rooms5
ConstructionStucco
RoofBuilt-Up
FoundationSlab
FacesWest
SubdivisionTHE TERRA CEIA CLUB
CountyManatee
OwnershipCondominium

Interior Features

InteriorCeiling Fan(s)
FlooringCarpet, Ceramic Tile
AppliancesDishwasher, Dryer, Electric Water Heater, Microwave, Range, Refrigerator, Washer
LaundryInside
CoolingCentral Air
HeatingElectric
SecurityFire Sprinkler System, Security Gate

Exterior & Lot

ExteriorSliding Doors
Lot Size3.19 acres (138,948 sq ft)
Road SurfaceAsphalt
0

Utilities

WaterPublic
SewerPublic Sewer
UtilitiesCable Connected, Public

Parking

GarageNo
CarportYes

HOA & Community

HOAYes
HOA Fee$844 / Monthly
Senior CommunityNo

Financial Details

List Price$160,000
Annual Taxes$3,964 (2025)
FinancingCash, Conventional
ZoningPDH
Parcel #2416806855

Directions

I 275 to US Hwy 19 South, continue to 23rd St West and turn right. After entrance turn right at building 2320.

Location

2320 TERRA CEIA BAY BOULEVARD UNIT 403, PALMETTO, FL 34221

Listing Information

OfficeOCEAN LIFE REALTY INC
ListedJuly 13, 2026

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Home Price

$160,000

20% ($32,000)
6.75%

Loan Term

Principal & Interest$830
Property Tax (est.)$147
Insurance (est.)$150
Total Monthly$1,127
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How to Buy This Home

Multiple financing options available for this $160,000 home in PALMETTO.

🏦

Conventional

$8,000 Down

Traditional financing. As low as 3-5% down with good credit.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Manatee County SHIP

Varies

Income-qualifying Manatee residents

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.

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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: July 25, 2026.

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