Skip to main content
1 / 49

$475,000

5409 CONCH SHELL PLACE, APOLLO BEACH, FL 33572

3D Tour
Active52 days on market

Beds

4

Baths

2

Sq Ft

2,213 sq ft

Year Built

2010

Lot Size

0.27 acres

Garage

3

About This Property

Beautifully maintained 4-bedroom, 2-bathroom one-story home in Harbour Isles featuring high ceilings, elegant tile flooring, upgraded lighting, a formal dining room, and a granite kitchen with stainless steel appliances, ample cabinetry, and a cozy dining nook. The spacious primary suite offers dual walk-in closets, double vanities, a soaking tub, a separate walk-in shower, and serene conservation views. Sliding doors lead to a large screened lanai and paver patio overlooking a fully fenced backyard with a storage shed. Recent updates include A/C (2021), water heater (2024), and gutters. Located on a quiet cul-de-sac on just over a quarter acre, this home provides exceptional privacy and outdoor space. Community amenities include a resort-style pool and spa, fitness center, basketball and volleyball courts, playground, walking trails, fishing pier, and boat/RV parking. Minutes from I-75, US-41, shopping, dining, Publix, Walmart, Little Harbor, and Apollo Beach Preserve. Property offers an assumable VA loan for eligible buyers. Furniture is negotiable.

Property Overview

Property TypeResidential
Sub TypeSingle Family Residence
MLS #TB8528445
StatusActive
Year Built2010
Stories1
Total Rooms6
ConstructionBlock, Stucco
RoofTile
FoundationSlab
FacesEast
SubdivisionHARBOUR ISLES PH 1
CountyHillsborough
OwnershipFee Simple
FurnishedNegotiable

Interior Features

InteriorCeiling Fan(s), Living Room/Dining Room Combo, Split Bedroom, Walk-In Closet(s), Window Treatments
FlooringCarpet, Tile
AppliancesDishwasher, Disposal, Dryer, Microwave, Range, Refrigerator, Washer
LaundryInside, Laundry Room
CoolingCentral Air
HeatingCentral

Exterior & Lot

ExteriorIrrigation System, Rain Gutters
Lot Size0.27 acres (11,683 sq ft)
Lot Dimensions92.72 x 126
Lot FeaturesConservation Area
Road SurfaceAsphalt
ViewTrees/Woods, Water
0

Utilities

WaterPublic
SewerPublic Sewer
UtilitiesPublic

Parking

GarageYes (3 spaces)

HOA & Community

HOAYes
HOA Fee$100 / Annually
Senior CommunityNo

Financial Details

List Price$475,000
Original Price$490,000
Annual Taxes$3,699 (2025)
FinancingCash, Conventional, FHA, Other, VA Loan
ZoningPD
Parcel #U33311981P00000300004.0

Directions

From I75 take exit 246 on Big Bend Rd, turn left onto N US Highway 41, turn left onto Spindle Shell Way, turn left onto Sandy Shell Dr, turn left ontoRoyal Bonnet Dr, turn left onto Conch Shell Pl, the house is on your right.

Location

5409 CONCH SHELL PLACE, APOLLO BEACH, FL 33572

Listing Information

OfficeLPT REALTY, LLC
ListedJuly 22, 2026

Schedule a Tour

Pick a Day

Preferred Time

Scheduling is free, and you can cancel anytime.

Home Price

$475,000

20% ($95,000)
6.75%

Loan Term

Principal & Interest$2,465
Property Tax (est.)$435
Insurance (est.)$150
Total Monthly$3,050
Full Calculator →

How to Buy This Home

Multiple financing options available for this $475,000 home in APOLLO BEACH.

🏛️

FHA Loan

$16,625 Down

Government-backed, low down payment. Credit scores as low as 580.

🎖️

VA Loan

$0 Down

Zero down for eligible veterans, active duty, and military families.

🏦

Conventional

$23,750 Down

Traditional financing. As low as 3-5% down with good credit.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Hillsborough County SHIP

Varies

Income-qualifying Hillsborough residents

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.

More Homes in Apollo Beach

More Homes in Apollo Beach

Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: September 13, 2026.

Call (813) 733-7907TextContact