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$480,000

1424 MAIN STREET, VALRICO, FL 33594

3D Tour
Active12 days on market

Beds

4

Baths

3

Sq Ft

2,254 sq ft

Year Built

2009

Lot Size

0.17 acres

Garage

2

About This Property

JUST REDUCE! Beautiful two-story, 4-bedroom, 2.5-bath home with a 2-car garage, ideally situated on a quiet cul-de-sac in Valrico. This energy-efficient home is equipped with solar panels to help reduce electricity costs. Well maintained throughout, the home features carpet in the living areas and tile flooring in the wet areas. As you enter, you'll find a formal dining room to the right, while the foyer opens to a spacious family room and an inviting kitchen—perfect for everyday living and entertaining. The chef-inspired kitchen offers solid wood cabinetry, stainless steel appliances, and plenty of workspace. Additional upgrades include a solar water heater, a whole-house generator, nine hardwired security cameras, a five-zone irrigation system, a water softener, and mature landscaping Conveniently located near shopping, restaurants, and entertainment, this home also provides easy access to major highways and is just north of US Highway 60, making commuting a breeze. Don't miss the opportunity to own this exceptional home that combines comfort, efficiency, and an outstanding location!

Property Overview

Property TypeResidential
Sub TypeSingle Family Residence
MLS #TB8528588
StatusActive
Year Built2009
Total Rooms8
ConstructionBlock, Stone, Stucco
RoofShingle
FoundationSlab
FacesSouth
SubdivisionSOUTHERN OAKS GROVE
CountyHillsborough
OwnershipFee Simple

Interior Features

InteriorAttic Fan, Ceiling Fan(s), Eating Space In Kitchen, Kitchen/Family Room Combo, Open Floorplan, Walk-In Closet(s)
FlooringCarpet, Tile
AppliancesDishwasher, Disposal, Microwave, Range, Refrigerator, Solar Hot Water, Solar Hot Water Owned, Water Filtration System, Water Softener
LaundryInside, Laundry Room
CoolingCentral Air
HeatingCentral
FireplaceYes ()

Exterior & Lot

ExteriorLighting, Private Yard, Sidewalk, Sprinkler Metered
Lot Size0.17 acres (7,200 sq ft)
Road SurfaceAsphalt, Paved
0

Utilities

WaterPublic
SewerPublic Sewer
UtilitiesElectricity Available, Solar, Sprinkler Meter, Street Lights, Water Available

Parking

GarageYes (2 spaces)

HOA & Community

HOAYes
HOA Fee$800 / Annually
Senior CommunityNo

Financial Details

List Price$480,000
Original Price$495,000
Annual Taxes$2,954 (2025)
FinancingCash, Conventional, FHA, USDA Loan, VA Loan
ZoningPD
Parcel #U24292088BA0000000059.0

Directions

From US 60 blvd and I275. head East on U S 60 to left on Mount Carmel Ave to left on main street. home is on the right.

Location

1424 MAIN STREET, VALRICO, FL 33594

Listing Information

OfficeTHOMPSON AND THOMPSON REALTY
ListedJuly 15, 2026

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Home Price

$480,000

20% ($96,000)
6.75%

Loan Term

Principal & Interest$2,491
Property Tax (est.)$440
Insurance (est.)$150
Total Monthly$3,081
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How to Buy This Home

Multiple financing options available for this $480,000 home in VALRICO.

🏛️

FHA Loan

$16,800 Down

Government-backed, low down payment. Credit scores as low as 580.

🎖️

VA Loan

$0 Down

Zero down for eligible veterans, active duty, and military families.

🏦

Conventional

$24,000 Down

Traditional financing. As low as 3-5% down with good credit.

🌾

USDA Loan

$0 Down

Zero down for eligible rural areas. Income limits apply.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Hillsborough County SHIP

Varies

Income-qualifying Hillsborough residents

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.

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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: July 28, 2026.

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