$470,000
4422 HAVELOCKE DRIVE, LAND O LAKES, FL 34638
Beds
5
Baths
2
Sq Ft
2,444 sq ft
Year Built
2005
Lot Size
0.19 acres
Garage
2
About This Property
FHA ASSUMABLE LOAN — 3.625% INTEREST RATE Welcome home to this beautifully maintained 5-bedroom, 2-bathroom property in the sought-after, gated community of Oakstead. Tucked away with no rear neighbors, this home offers true privacy — with deer wandering by for that peaceful, nature-close feel. Step inside to an open, split floor plan designed for both everyday living and entertaining, featuring gorgeous vinyl flooring throughout. Upstairs, a spacious loft offers endless flexibility — perfect as a bonus room, playroom, or home office. Abundant natural light fills every room, creating warm, inviting spaces for the whole family. Enjoy peace of mind with a new roof (2024) and a recently replaced one of the AC units (2 years old). Add to that fantastic curb appeal, and this home is as move-in ready as it is beautiful. Living in Oakstead means resort-style amenities right outside your door: a sparkling community pool and kiddie pool, tennis and basketball courts, a clubhouse with a fitness center, and scenic nature trails — all within a secure, gated setting. Don't miss this rare opportunity to own a home with an incredibly low, assumable interest rate in one of the area's most desirable communities!
Property Overview
Interior Features
Exterior & Lot
Utilities
Parking
HOA & Community
Financial Details
Schools
Directions
Turn right into Oakstead, continue 1 mile to Lake Patience. Make left, go to end, Marchmont on right. Proceed thru gate (you need gate code) and make 2nd right onto Beaumaris. Continue to Havelocke Dr
Location
4422 HAVELOCKE DRIVE, LAND O LAKES, FL 34638
Listing Information
Schedule a Tour
Pick a Day
Preferred Time
Home Price
$470,000
Loan Term
Nearby Schools
How to Buy This Home
Multiple financing options available for this $470,000 home in LAND O LAKES.
🏛️
FHA Loan
$16,450 Down
Government-backed, low down payment. Credit scores as low as 580.
🎖️
VA Loan
$0 Down
Zero down for eligible veterans, active duty, and military families.
🏦
Conventional
$23,500 Down
Traditional financing. As low as 3-5% down with good credit.
Florida Down Payment Assistance Programs
You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.
Florida Hometown Heroes
Up to $35,000
First-time buyers working in FL
FL Assist
Up to $10,000
FHA, VA, or USDA borrowers
FL HLP Second Mortgage
Up to $10,000
First-time buyers, 0% deferred
Pasco County SHIP
Varies
Income-qualifying Pasco residents
Can You Afford This Home?
Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.
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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: October 1, 2026.