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$445,000

521 PINELLAS BAYWAY S UNIT 206, TIERRA VERDE, FL 33715

3D Tour
Active93 days on market

Beds

3

Baths

4

Sq Ft

2,140 sq ft

Year Built

2000

Lot Size

0.03 acres

Garage

3

About This Property

TIERRA VERDE TOWNHOME WITH 2,140 SQ FT & OVERSIZED TANDEM GARAGE! Bring your vision to 521 Pinellas Bayway S #206, a 3-bedroom, 3.5-bath block-construction townhome in the Tierra Shores community. Offered for cash or hard-money purchase only, this property provides spacious interiors and an opportunity to complete updates and finishing touches to suit your style. The multi-level layout features generously sized bedrooms and flexible living spaces. An oversized tandem garage accommodates up to 3 vehicles, depending on vehicle size, and offers additional flexibility for storage, bicycles, and recreational equipment. Residents enjoy a heated community pool and convenient access to Tierra Verde’s marinas, waterfront dining, and outdoor recreation. The current monthly association fee is listed at $770; buyers should verify current fees, included services, owner responsibilities, and any existing or proposed special assessments with the association. The property is being sold as-is. The seller will not activate utilities. Buyers should independently evaluate the property’s current condition, remaining work, utility status, and suitability for their intended use. Located approximately 2.5 miles from Fort De Soto Park and Beach and 3 miles from St. Pete Beach, this townhome offers convenient access to Gulf beaches, boating, fishing, and nearby St. Petersburg. Explore the possibilities for creating a personalized coastal home or retreat in Tierra Shores.

Property Overview

Property TypeResidential
Sub TypeTownhouse
MLS #TB8528852
StatusActive
Year Built2000
Stories3
Total Rooms3
ConstructionBlock, Stucco
RoofShingle
FoundationSlab
FacesSouthwest
SubdivisionTIERRA SHORES TOWNHOMES
CountyPinellas
OwnershipFee Simple

Interior Features

InteriorCeiling Fan(s), Eating Space In Kitchen, Living Room/Dining Room Combo, PrimaryBedroom Upstairs, Walk-In Closet(s)
FlooringCarpet, Tile
AppliancesNone
LaundryInside, Laundry Room, Upper Level
CoolingCentral Air
HeatingCentral, Electric
FireplaceYes ()

Exterior & Lot

ExteriorLighting, Sliding Doors
Lot Size0.03 acres (1,233 sq ft)
Road SurfacePaved
0

Utilities

WaterPublic
SewerPublic Sewer
UtilitiesCable Available, Electricity Available, Fire Hydrant, Sewer Available, Street Lights, Water Available

Parking

GarageYes (3 spaces)

HOA & Community

HOAYes
HOA Fee$770 / Monthly
Senior CommunityNo

Financial Details

List Price$445,000
Original Price$375,000
Annual Taxes$2,549 (2025)
ZoningRM-15
Parcel #203216908200000150

Schools

ElementaryGulfport Elementary-PN
MiddleBay Point Middle-PN
HighLakewood High-PN

Directions

On Southbound 34th St S, head toward 46th Ave S. Turn right onto 54th Ave S. Continue onto Pinellas Bayway (Toll road). Use the left 2 lanes to turn left to stay on Pinellas Bayway. At the traffic circle, continue straight onto Pinellas Bayway S. Make a U-turn. Turn right. Destination will be on the left.

Location

521 PINELLAS BAYWAY S UNIT 206, TIERRA VERDE, FL 33715

Listing Information

OfficeTHE SHOP REAL ESTATE CO.
ListedJuly 13, 2026

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Home Price

$445,000

20% ($89,000)
6.75%

Loan Term

Principal & Interest$2,309
Property Tax (est.)$408
Insurance (est.)$150
Total Monthly$2,867
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Nearby Schools

How to Buy This Home

Multiple financing options available for this $445,000 home in TIERRA VERDE.

🏛️

FHA Loan

$15,575 Down

Government-backed, low down payment. Credit scores as low as 580.

🎖️

VA Loan

$0 Down

Zero down for eligible veterans, active duty, and military families.

🏦

Conventional

$22,250 Down

Traditional financing. As low as 3-5% down with good credit.

🌾

USDA Loan

$0 Down

Zero down for eligible rural areas. Income limits apply.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Pinellas County SHIP

Varies

Income-qualifying Pinellas residents

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee, just a starting point.

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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: October 14, 2026.

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