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$180,000

2614 COVE CAY DRIVE UNIT 106, CLEARWATER, FL 33760

3D Tour
Active55 days on market

Beds

2

Baths

2

Sq Ft

1,050 sq ft

Year Built

1972

Lot Size

Garage

About This Property

Wow, wow wow come check this resort like living space!!! This is a favorite!! Stress free Florida living is at your fingertips! With the exception of your electricity, your monthly condo fee covers: cable TV, community pool, reserves, internet, exterior and grounds maintenance, sewer, trash and water. Welcome home to the gated golf community of Cove Cay and this beautifully updated 2-bedroom, 2-bathroom first-floor condo. Your laundry room is located diagonally across from your front entry and boasts washer/dryer hook-ups! From the moment you step through the front door, you'll be drawn to the wall of sliding glass doors at the rear of the home, filling the living space with natural light and offering peaceful views of the lush garden beyond. The guest bedroom is conveniently located at the front of the unit and features elevated windows for added privacy along with a generously sized wall closet. Just outside the guest bedroom is your second bath, which is beautifully updated with a step-in shower, modern vanity with extra storage, and stylish finishes. Additional hallway storage closets provide plenty of room for linens and everyday essentials. The spacious primary suite is a relaxing retreat, featuring a large window that allows abundant natural light to pour in, a generously sized closet, and a beautifully renovated en-suite bathroom. The bath boasts an oversized walk-in shower with built-in shelving for convenience and a contemporary stone-style vanity. The kitchen has been tastefully remodeled with elegant quartz countertops, a decorative tile backsplash, beautiful white raised-panel soft-close cabinetry, recessed lighting, and an oversized stainless steel sink. A convenient breakfast bar opens to the living area, making it perfect for casual dining or entertaining. Appliances include a range, microwave, and side-by-side refrigerator with a bottom freezer. The open living and dining areas flow seamlessly to the spacious screened lanai, where you can relax with your morning coffee or unwind in the evenings. The generous outdoor living space truly extends the home's comfortable Florida lifestyle. With recessed lighting throughout, thoughtful updates, and an ideal first-floor location, this move-in-ready condo offers the perfect combination of comfort, style, and low-maintenance living in one of Clearwater's most sought-after Cove Cay offers resort-style living featuring a semi-private 18-hole championship golf course, a full-service marina on Old Tampa Bay. Each of the four residential villages includes a private heated pool, hot tub, clubhouse, and 24-hour gated security. Cove Cay Golf: The community features several premium amenities available to residents and guests for an additional fee: Golf Club: The Cove Cay Golf Club features an 18-hole course with bay views, a driving range, practice facilities, and a pro shop. Marina: A privately owned marina allows access to boat slip rentals, a boat ramp, and watercraft rentals (jet skis, kayaks, and paddle boards). Dining & Events: The on-property Bayview Grill serves daily food and hosts weekend live music, while the Garden View room can accommodate up to 250 guests for events. Fitness & Recreation: Select villages provide updated fitness rooms, saunas, shuffleboard, and a library.

Property Overview

Property TypeResidential
Sub TypeCondominium
MLS #TB8528859
StatusActive
Year Built1972
Stories4
Total Rooms3
ConstructionBlock
RoofBuilt-Up
FoundationSlab
FacesNortheast
SubdivisionCOVE CAY 26-14 VILLAGE I
CountyPinellas
OwnershipCondominium

Interior Features

InteriorBuilt-in Features, Solid Wood Cabinets, Split Bedroom, Stone Counters
FlooringTile
AppliancesElectric Water Heater, Microwave, Range, Refrigerator
LaundryLaundry Room, Other, Same Floor As Condo Unit
CoolingCentral Air
HeatingCentral

Exterior & Lot

ExteriorSidewalk, Sliding Doors
Road SurfaceAsphalt
0

Utilities

WaterPublic
SewerPublic Sewer
UtilitiesCable Available, Electricity Connected, Sewer Connected, Water Connected

Parking

GarageNo
CarportYes

HOA & Community

HOANo
Senior CommunityNo

Financial Details

List Price$180,000
Original Price$215,000
Annual Taxes$2,272 (2025)
FinancingCash, Conventional
Parcel #292916187090001060

Schools

ElementaryBelcher Elementary-PN
MiddleOak Grove Middle-PN
HighPinellas Park High-PN

Directions

US Hwy 19 to Whitney Road. Continue on US 19 Frontage Road (heading North). Cove Cay's main entry will be on your right. Go through the guard gate and follow the signs for each building number. You will go passed the golf club and 2614 will be up ahead on your left. Pull in and find a guest spot to park

Location

2614 COVE CAY DRIVE UNIT 106, CLEARWATER, FL 33760

Listing Information

OfficeKELLER WILLIAMS REALTY- PALM HARBOR
ListedJuly 17, 2026

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Home Price

$180,000

20% ($36,000)
6.75%

Loan Term

Principal & Interest$934
Property Tax (est.)$165
Insurance (est.)$150
Total Monthly$1,249
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Nearby Schools

How to Buy This Home

Multiple financing options available for this $180,000 home in CLEARWATER.

🏦

Conventional

$9,000 Down

Traditional financing. As low as 3-5% down with good credit.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Pinellas County SHIP

Varies

Income-qualifying Pinellas residents

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.

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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: September 10, 2026.

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