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$109,900

2618 COVE CAY DRIVE UNIT 505, CLEARWATER, FL 33760

3D Tour
Active75 days on market

Beds

1

Baths

1

Sq Ft

565 sq ft

Year Built

1973

Lot Size

—

Garage

—

About This Property

Virtually Staged. Wake up every day to breathtaking views of Tampa Bay and the lush fairways of the Cove Cay Golf Course from this beautifully updated fifth-floor Studio condominium. Thoughtfully renovated with quality finishes throughout, this spacious residence offers an open, bright floor plan designed for comfortable everyday living and effortless entertaining. The beautifully remodeled kitchen is a standout feature, showcasing rich espresso soft-close cabinetry, stunning premium granite countertops inspired by the natural beauty of river rocks, an undermount stainless steel sink, high-neck designer faucet, and a dramatic raised ceiling effect enhanced with track lighting. A generous snack bar with pass-through opens the kitchen to the living area, while a full suite of Frigidaire Gallery stainless steel appliances completes this impressive space. The expansive living area has been enlarged to provide even more flexibility and functionality and includes a convenient storage room plus a separate full-size utility/laundry room. Throughout the home you'll appreciate 2024 luxury vinyl plank flooring, with durable ceramic tile in the kitchen and bathroom. Elegant crown molding, smooth knockdown ceilings with no popcorn, and classic six-panel bi-fold doors on the oversized walk-in closet give the home a polished, contemporary feel.The updated bathroom continues the quality finishes with a stylish espresso vanity, decorative mirror, modern lighting, and beautiful granite countertops featuring the same natural river-rock appearance found in the kitchen. Also, the a/c was replaced in the summer of 2025 and there is a convenient carport to shelter your vehicle. Whether you're searching for a year-round residence or seasonal getaway, this move-in-ready studio offers exceptional style, abundant space and storage, quality upgrades, and some of the most spectacular panoramic views in Cove Cay. Enjoy resort-style living with golf, boating, waterfront scenery, and all the amenities that make this the paradise known as Cove Cay.

Property Overview

Property TypeResidential
Sub TypeCondominium
MLS #TB8528874
StatusActive
Year Built1973
Stories10
Total Rooms6
ConstructionBlock, Stucco
RoofBuilt-Up
FoundationSlab
FacesSouth
SubdivisionCOVE CAY 26-18 VILLAGE I
CountyPinellas
OwnershipCondominium

Interior Features

InteriorBuilt-in Features, Ceiling Fan(s), Crown Molding, Living Room/Dining Room Combo, Open Floorplan, Stone Counters, Thermostat, Tray Ceiling(s)
FlooringCeramic Tile, Luxury Vinyl
AppliancesDishwasher, Disposal, Microwave, Range, Refrigerator, Washer
LaundryLaundry Room, Other
WindowsShades
CoolingCentral Air
HeatingCentral, Electric

Exterior & Lot

ExteriorBalcony, Lighting
Lot FeaturesFloodZone, In County
Road SurfaceAsphalt
ViewGolf Course, Water

Pool & Spa

Private PoolNo
Pool FeaturesGunite, Heated, In Ground
SpaHeated, In Ground

Utilities

WaterPublic
SewerPublic Sewer
UtilitiesCable Connected, Electricity Connected, Sewer Connected, Water Connected

Parking

GarageNo
CarportYes

HOA & Community

HOAYes
Senior CommunityNo

Financial Details

List Price$109,900
Original Price$112,500
Annual Taxes$1,943 (2025)
FinancingCash, Conventional
Parcel #292916187130000505

Directions

When traveling south on US 19, make a U turn at Whitney Road and stay on the side/service road until you see Cove Cay on the right (after Haines Bayshore.) When coming from the south, take service road at Roosevelt and stay on it all the way to Cove Cay.

Location

2618 COVE CAY DRIVE UNIT 505, CLEARWATER, FL 33760

Listing Information

OfficeFUTURE HOME REALTY INC
ListedJuly 15, 2026

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Home Price

$109,900

20% ($21,980)
6.75%

Loan Term

Principal & Interest$570
Property Tax (est.)$101
Insurance (est.)$150
Total Monthly$821
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How to Buy This Home

Multiple financing options available for this $109,900 home in CLEARWATER.

🏦

Conventional

$5,495 Down

Traditional financing. As low as 3-5% down with good credit.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Pinellas County SHIP

Varies

Income-qualifying Pinellas residents

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.

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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: September 8, 2026.

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