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$395,000

12021 FERN TERRACE COURT, TRINITY, FL 34655

3D Tour
Active20 days on market

Beds

3

Baths

2

Sq Ft

2,032 sq ft

Year Built

2005

Lot Size

0.23 acres

Garage

2

About This Property

WELCOME TO THIS WONDERFUL POND FRONT HOME LOCATED ON A QUIET CUL DE SAC IN THE SOUGHT AFTER 55+ COMMUNITY OF HERITAGE SPRINGS. THIS HOME HAS AN INCREDIBLE FLOOR PLAN AND WAS RECENTLY REFRESHED WITH NEW CARPETS AND INTERIOR PAINT. IT FEATURES 3 BEDROOMS, 2 FULL BATHROOMS, A SEPARATE STUDY, 2 CAR GARAGE AND A HUGE EXTENDED LANAI. THIS VILLAGE ALSO PROVIDES LAWN MAINTENANCE, SPRINKLERS AND EXTERIOR PAINTING EVERY SIX YEARS. UPON ENTERING THIS HOME YOUR EYES ARE IMMEDIATELY BE DRAWN UPWARD TO THE SOARING CEILINGS WHICH EXTEND DOWN THROUGH THE FORMAL LIVING AND DINING ROOMS TO THE EAT IN KITCHEN AND FAMILY ROOM. THE WELL DESIGNED KITCHEN OFFERS AN ISLAND, WOOD CABINETS, A PANTRY AND BUILT IN DESK AREA. THE FAMILY ROOM HAS THE SLIDING DOORS TO THE LANAI WHICH WILL PROVIDE STUNNING VIEWS OF THE POND AND NATURE. IT SHOULD BE NOTED THAT THE ORIGINAL LANAI (10’X14.5’) WAS EXTENDED AN ADDITIONAL 9.6’ X 25.4 FEET DURING CONSTRUCTION TO PROVIDE A ONE OF A KIND OUTDOOR RETREAT. THE PRIMARY SUITE BOASTS A VAULTED CEILING, A PRIVATE ENSUITE BATHROOM WITH GARDEN TUB, AND AN EXTRA LARGE WALK IN SHOWER AND DUAL SINKS. THERE IS AN ATTACHED PRIVATE STUDY WHICH CAN BE USED AS A OFFICE, TV ROOM OR A HOBBY ROOM. THE TWO SECONDARY BEDROOMS AND BATHROOM ARE LOCATED ON A SEPARATE WING OFFERING PRIVACY FOR GUESTS. HERITAGE SPRINGS IS A WONDERFUL ACTIVE AGE RESTRICTED COMMUNITY WHICH PROVIDES FOR ALL YOUR FUN TIME ACTIVITIES. ITS GRAND CLUBHOUSE FEATURES A RESTAURANT, BAR, A BALLROOM, CLUB AND GAME ROOMS AND A STUNNING COMMUNITY POOL AND SPA. THE COMMUNITY GOLF COURSE AND DRIVING RANGE ARE ABSOLUTELY STUNNING. THERE ARE ALSO TENNIS COURTS, BASKETBALL COURT, BOCCI AND LOTS OF SCENIC WALK WAYS AND BENCHES THROUGH OUT THIS WONDERFUL COMMUNITY. THE COMMUNITY’S SUPERB LOCATION ALSO PROVIDES EASY ACCESS TO MAIN ROADS, AIRPORTS, HOSPITALS, MALLS AND SHOPPING.

Property Overview

Property TypeResidential
Sub TypeSingle Family Residence
MLS #TB8528896
StatusActive
Year Built2005
Stories1
Total Rooms6
ConstructionBlock
RoofShingle
FoundationSlab
FacesEast
SubdivisionHERITAGE SPGS VILLAGE 23
CountyPasco
OwnershipFee Simple

Interior Features

InteriorEating Space In Kitchen, Kitchen/Family Room Combo, Living Room/Dining Room Combo, Primary Bedroom Main Floor, Solid Surface Counters, Solid Wood Cabinets, Split Bedroom, Thermostat, Vaulted Ceiling(s), Walk-In Closet(s), Window Treatments
FlooringCarpet, Ceramic Tile
AppliancesDishwasher, Disposal, Dryer, Electric Water Heater, Microwave, Range, Refrigerator, Washer
LaundryElectric Dryer Hookup, Laundry Room
WindowsBlinds
CoolingCentral Air
HeatingCentral, Electric
SecuritySecurity System Owned

Exterior & Lot

ExteriorIrrigation System, Private Entrance, Private Mailbox, Sliding Doors
Lot Size0.23 acres (9,869 sq ft)
Lot Dimensions36’ x 137’ x 130’ x 120'
Lot FeaturesCul-De-Sac, In County, Near Golf Course, Private
Road SurfacePaved, Asphalt
ViewWater

Pool & Spa

Private PoolNo
Pool FeaturesGunite, Heated, In Ground
SpaHeated, In Ground

Waterfront

WaterfrontYes
FeaturesCanal - Freshwater

Utilities

WaterPublic
SewerPublic Sewer
UtilitiesBB/HS Internet Available, Cable Connected, Electricity Connected, Sewer Connected, Underground Utilities, Water Connected

Parking

GarageYes (2 spaces)

HOA & Community

HOAYes
HOA Fee$199 / Monthly
Senior CommunityYes

Financial Details

List Price$395,000
Annual Taxes$3,885 (2025)
FinancingCash, Conventional
ZoningMPUD
Parcel #172633006.0000.00003.0

Directions

FROM TRINITY BLVD TAKE ROBERT TRENT JONES PKWY PAST FOX HOLLOW GOLF COURSE TO HERITAGE SPRINGS GUARD GATE. NOTE THAT GPS WILL BRING YOU TO PRIVATE GATES WITH LIMITED ACCESS. PRESENT SECURITY WITH BUSINESS CARD AND HAVE CLIENTS FOLLOWING YOU. YOU CAN USE GPS ONCE INSIDE TO ADDRESS.. OR GO STRAIGHT TO ARBOR KNOLL LOOP, MAKE LEFT AND GO STRAIGHT TO FIRST CUL DE SAC ON LEFT SIDE, FERN TERRACE CT.

Location

12021 FERN TERRACE COURT, TRINITY, FL 34655

Listing Information

OfficeCOLDWELL BANKER REALTY
ListedAugust 1, 2026

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Home Price

$395,000

20% ($79,000)
6.75%

Loan Term

Principal & Interest$2,050
Property Tax (est.)$362
Insurance (est.)$150
Total Monthly$2,562
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How to Buy This Home

Multiple financing options available for this $395,000 home in TRINITY.

🏦

Conventional

$19,750 Down

Traditional financing. As low as 3-5% down with good credit.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Pasco County SHIP

Varies

Income-qualifying Pasco residents

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.

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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: August 21, 2026.

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