$119,000
946 VIRGINIA STREET UNIT 104, DUNEDIN, FL 34698
Beds
1
Baths
1
Sq Ft
770 sq ft
Year Built
1975
Lot Size
,
Garage
,
About This Property
Waterfront Sunsets Await! First-Floor Condo in Heather Lake | 55+ Dunedin Community. Welcome to your own peaceful retreat in the highly desirable community of Heather Lake in beautiful Dunedin! This charming first-floor 1-bedroom, 1-bath condominium offers breathtaking pond views where you can relax with your morning coffee, watch ducks glide across the water, and end each day with spectacular Florida sunsets from your own backyard. Ideally located just minutes from vibrant Downtown Dunedin, you'll enjoy award-winning restaurants, boutique shopping, breweries, year-round festivals, and the popular Downtown Dunedin Farmers Market. Outdoor enthusiasts will love being just a short drive from the world-famous Honeymoon Island State Park, the Pinellas Trail, beautiful Gulf beaches, and endless opportunities for boating, kayaking, biking, and nature walks. Whether you're looking for a full-time residence or a seasonal Florida getaway, this move-in-ready condo offers the perfect combination of peaceful waterfront living and an active coastal lifestyle. Don't miss your opportunity to own an affordable slice of paradise in one of Dunedin's most sought-after communities!
Property Overview
Interior Features
Exterior & Lot
Waterfront
Utilities
Parking
HOA & Community
Financial Details
Directions
From Downtown Clearwater, head north on US-19 N, then take the SR 580/Main Street exit west toward Dunedin. Continue west to Patricia Avenue, turn right (north), then turn left onto Heather Ridge Boulevard into the Heather Lake community. Follow the signs to the building.
Location
946 VIRGINIA STREET UNIT 104, DUNEDIN, FL 34698
Listing Information
Schedule a Tour
Pick a Day
Preferred Time
Home Price
$119,000
Loan Term
How to Buy This Home
Multiple financing options available for this $119,000 home in DUNEDIN.
🏛️
FHA Loan
$4,165 Down
Government-backed, low down payment. Credit scores as low as 580.
🎖️
VA Loan
$0 Down
Zero down for eligible veterans, active duty, and military families.
🏦
Conventional
$5,950 Down
Traditional financing. As low as 3-5% down with good credit.
🌾
USDA Loan
$0 Down
Zero down for eligible rural areas. Income limits apply.
Florida Down Payment Assistance Programs
You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.
Florida Hometown Heroes
Up to $35,000
First-time buyers working in FL
FL Assist
Up to $10,000
FHA, VA, or USDA borrowers
FL HLP Second Mortgage
Up to $10,000
First-time buyers, 0% deferred
Pinellas County SHIP
Varies
Income-qualifying Pinellas residents
Can You Afford This Home?
Quick check based on the 28% debt-to-income rule. Not a guarantee, just a starting point.
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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: September 28, 2026.