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$639,900

16132 IVY LAKE DRIVE, ODESSA, FL 33556

3D Tour
Active96 days on market

Beds

4

Baths

3

Sq Ft

2,524 sq ft

Year Built

2004

Lot Size

0.23 acres

Garage

3

About This Property

Virtually Staged. VIRTUALLY STAGED • PRICED TO SELL • BEST VALUE IN PRESTIGIOUS IVY LAKE ESTATES • 1/0 RATE BUYDOWN AVAILABLE WITH PREFERRED LENDER • BIG-TICKET UPDATES DONE: NEW HVAC (2026), FRESH INTERIOR PAINT (2026), NEW ROOF (2023), NEW WATER HEATER (2024) • GATED COMMUNITY • 0.23-ACRE CONSERVATION LOT • 4 BEDROOMS • 3 BATHS • PRIVATE OFFICE • 3-CAR GARAGE MAJOR UPDATES COMPLETE, SPACIOUS FLOOR PLAN, AND PEACEFUL CONSERVATION VIEWS! Welcome to this beautifully maintained, move-in-ready home in the highly desirable gated community of Ivy Lake Estates in Odessa. Situated on a 0.23-acre conservation lot with no immediate rear neighbors, this spacious 4-bedroom, 3-bath home offers privacy, functionality, and exceptional value. With a NEW ROOF (2023), NEW HVAC (2026), NEW WATER HEATER (2024), FRESH INTERIOR PAINT (2026), newer appliances, and a water softener, the big-ticket improvements have already been taken care of! The popular Charleston III floor plan features a desirable three-way split bedroom design, soaring ceilings, abundant natural light, multiple living and dining areas, and a separate office/flex room perfect for working from home. The inviting formal living and dining spaces provide room for entertaining, while the open family room offers a comfortable setting for everyday living. The spacious kitchen features granite countertops, warm wood cabinetry, stainless steel appliances, a center island, breakfast bar, pantry, and casual dining area overlooking the family room. The oversized primary suite provides a private retreat with two walk-in closets and a spacious ensuite bath featuring dual vanities, a garden tub, and separate shower. Three additional bedrooms and two full bathrooms offer flexibility for guests, family, or multigenerational living. Step outside to the extended screened lanai, where peaceful conservation views, mature greenery, and no immediate rear neighbors create the perfect backdrop for morning coffee, outdoor dining, or relaxing evenings. The generous backyard offers additional space to enjoy Florida living. An attached 3-car garage provides ample parking and storage. Conveniently located near the Suncoast Parkway, Tampa, shopping, dining, recreation, and currently zoned for highly rated schools, Ivy Lake Estates offers an ideal combination of location, privacy, and community appeal. WHY PAY MORE AND TAKE ON MAJOR UPDATES WHEN THIS HOME ALREADY HAS THEM DONE? Competitively priced with a 1/0 RATE BUYDOWN AVAILABLE THROUGH A PREFERRED LENDER, this is an opportunity you don't want to miss. SCHEDULE YOUR PRIVATE SHOWING TODAY! VIRTUAL STAGING DISCLOSURE: Some listing photos have been virtually staged to demonstrate furniture placement and potential room use. Furniture, accessories, and decorative items shown in virtually staged images are not included in the sale. Buyer to verify school zoning and ratings. Rate buydown subject to lender terms and buyer qualification. Priced to sell—schedule your private showing today!

Property Overview

Property TypeResidential
Sub TypeSingle Family Residence
MLS #TB8528968
StatusActive
Year Built2004
Total Rooms8
ConstructionBlock
RoofShingle
FoundationSlab
FacesSouth
SubdivisionIVY LAKE ESTATES
CountyPasco
OwnershipFee Simple

Interior Features

InteriorCeiling Fan(s), Eating Space In Kitchen, High Ceilings, Kitchen/Family Room Combo, Primary Bedroom Main Floor, Solid Wood Cabinets, Split Bedroom, Stone Counters, Thermostat, Walk-In Closet(s)
FlooringCarpet, Ceramic Tile, Engineered Hardwood
AppliancesDishwasher, Disposal, Dryer, Microwave, Range, Refrigerator, Washer, Water Softener
LaundryLaundry Room
CoolingCentral Air
HeatingCentral, Electric

Exterior & Lot

ExteriorAwning(s), French Doors, Irrigation System, Lighting, Playground, Private Mailbox, Private Yard, Sidewalk, Sliding Doors
Lot Size0.23 acres (10,118 sq ft)
Road SurfacePaved
0

Utilities

WaterPublic
SewerPublic Sewer
UtilitiesBB/HS Internet Available, Cable Available, Electricity Connected, Public, Sewer Connected, Street Lights, Water Connected

Parking

GarageYes (3 spaces)

HOA & Community

HOAYes
HOA Fee$434 / Quarterly
Senior CommunityNo

Financial Details

List Price$639,900
Original Price$715,000
Annual Taxes$9,483 (2025)
FinancingCash, Conventional, FHA, VA Loan
ZoningMPUD
Parcel #182631004.0004.00028.0

Schools

ElementarySkybrooke K-8
HighSunlake High School-PO

Directions

Heading north on the Suncoast Parkway, take EXIT 19 at SR 54 towards New Port Richey. Turn left onto SR 54 and then left onto Crossings Boulevard. Proceed through gate and turn right onto Ivy Lake Drive. Home is on the right.

Location

16132 IVY LAKE DRIVE, ODESSA, FL 33556

Listing Information

OfficeBHHS FLORIDA PROPERTIES GROUP
ListedJuly 13, 2026

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Home Price

$639,900

20% ($127,980)
6.75%

Loan Term

Principal & Interest$3,320
Property Tax (est.)$587
Insurance (est.)$150
Total Monthly$4,057
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Nearby Schools

How to Buy This Home

Multiple financing options available for this $639,900 home in ODESSA.

🏛️

FHA Loan

$22,397 Down

Government-backed, low down payment. Credit scores as low as 580.

🎖️

VA Loan

$0 Down

Zero down for eligible veterans, active duty, and military families.

🏦

Conventional

$31,995 Down

Traditional financing. As low as 3-5% down with good credit.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Pasco County SHIP

Varies

Income-qualifying Pasco residents

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee, just a starting point.

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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: October 19, 2026.

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