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$540,000

1604 MAIN STREET, VALRICO, FL 33594

Active28 days on market

Beds

4

Baths

3

Sq Ft

2,247 sq ft

Year Built

2020

Lot Size

0.20 acres

Garage

3

About This Property

Beautifully custom built in 2020, this spacious 4-bedroom, 3-bathroom home offers over 2,200 square feet of thoughtfully designed living space with no HOA or CDD fees. From the open-concept layout to the high ceilings, crown molding, and split-bedroom floor plan, this home combines modern style with everyday functionality. The well-appointed kitchen features stone countertops, soft close cabinets, a large island, pantry, reverse osmosis under sink filter and generous dining space, flowing seamlessly into the expansive family room—ideal for entertaining or daily living. The private primary suite includes a custom built walk-in closet and en-suite bath, while the additional bedrooms provide flexibility for family, guests, or a home office. Step outside to your own backyard retreat featuring a saltwater in-ground pool with heater built in 2022, wood pergola, above-ground heated spa, covered porch, vinyl fencing, and a storage shed for added convenience. Exterior whole house LED accent lighting. 10 X 20 Shed with electricity. 30 amp Generator ready plug. $100,000 spend on professional landscaping and mature mango trees. A three-car garage provides plenty of room for vehicles, hobbies, or extra storage. Whole House water softener with iron removal filters. Conveniently located in the heart of Valrico, you'll enjoy easy access to shopping, dining, parks, schools, and major commuter routes while still appreciating the privacy and space this property offers. Don't miss the opportunity to make this exceptional home yours—schedule your private showing today!

Property Overview

Property TypeResidential
Sub TypeSingle Family Residence
MLS #TB8529125
StatusActive
Year Built2020
Stories1
Total Rooms3
ConstructionBlock
RoofShingle
FoundationSlab
FacesSouth
SubdivisionVALRICO
CountyHillsborough
OwnershipFee Simple

Interior Features

InteriorCeiling Fan(s), Crown Molding, Eating Space In Kitchen, High Ceilings, Open Floorplan, Split Bedroom, Stone Counters, Walk-In Closet(s), Window Treatments
FlooringLaminate, Tile
AppliancesDishwasher, Disposal, Dryer, Electric Water Heater, Exhaust Fan, Freezer, Microwave, Range, Refrigerator, Washer
LaundryLaundry Room
CoolingCentral Air
HeatingCentral
SecuritySecurity System, Smoke Detector(s)

Exterior & Lot

ExteriorBalcony, Garden, Lighting, Rain Gutters, Sliding Doors
FencingVinyl
Other StructuresShed(s)
Lot Size0.20 acres (8,751 sq ft)
Lot Dimensions70 x 125.01
Lot FeaturesLandscaped, Sidewalk
Road SurfacePaved

Pool & Spa

Private PoolYes
Pool FeaturesHeated, In Ground, Lighting, Salt Water
SpaAbove Ground, Heated

Utilities

WaterWell
SewerSeptic Tank
UtilitiesCable Available, Electricity Available, Water Available

Parking

GarageYes (3 spaces)

HOA & Community

HOANo
Senior CommunityNo

Financial Details

List Price$540,000
Annual Taxes$6,716 (2025)
FinancingCash, Conventional, FHA, VA Loan
ZoningRSC-6
Parcel #U2429202FK00000000123.0

Schools

ElementaryYates-HB
MiddleMann-HB
HighBrandon-HB

Directions

From I-75, take Exit 257 for SR 60/Brandon Boulevard and head east toward Valrico. Continue approximately 5 miles, then turn left onto N Valrico Road. Travel about 0.8 miles, then turn right onto Main Street. Continue approximately 0.3 miles to 1604 Main Street, which will be on your left.

Location

1604 MAIN STREET, VALRICO, FL 33594

Listing Information

Office54 REALTY LLC
ListedJuly 24, 2026

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Preferred Time

Scheduling is free, and you can cancel anytime.

Home Price

$540,000

20% ($108,000)
6.75%

Loan Term

Principal & Interest$2,802
Property Tax (est.)$495
Insurance (est.)$150
Total Monthly$3,447
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Nearby Schools

How to Buy This Home

Multiple financing options available for this $540,000 home in VALRICO.

🏛️

FHA Loan

$18,900 Down

Government-backed, low down payment. Credit scores as low as 580.

🎖️

VA Loan

$0 Down

Zero down for eligible veterans, active duty, and military families.

🏦

Conventional

$27,000 Down

Traditional financing. As low as 3-5% down with good credit.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Hillsborough County SHIP

Varies

Income-qualifying Hillsborough residents

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.

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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: August 21, 2026.

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