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$400,000

260 ARBOR GLEN DRIVE, PALM HARBOR, FL 34683

3D Tour
Active35 days on market

Beds

3

Baths

2

Sq Ft

1,108 sq ft

Year Built

1983

Lot Size

0.17 acres

Garage

2

About This Property

APPROXIMATELY 1,381 USABLE SQUARE FEET PLUS A NEW ROOF AND NEW AC, BOTH COMPLETED JULY 2026. This move-in-ready 3-bedroom, 2-bath home with a 2-car garage offers more space than the 1,108 square feet of official living area suggests. An additional approximately 273-square-foot enclosed Florida room is centrally heated and cooled, filled with natural light, overlooks the backyard, and provides year-round space for a family room, home office, or playroom. The kitchen and both bathrooms were remodeled in 2022 with granite countertops and updated fixtures, and the kitchen features stainless steel appliances. Crown molding and interior and exterior paint were also completed in 2022. The split-bedroom floor plan adds privacy, and the washer and dryer are included. Zoned for Ozona Elementary, Palm Harbor Middle, and Palm Harbor University High School, with Palm Harbor Middle just a couple of blocks away. The Florida room opens to a separate covered and screened porch overlooking the spacious backyard. The backyard is already largely fenced, with only two small side sections needed to fully enclose it for pets, play, or added privacy. Other recent improvements include a new garage door opener and a water heater approximately one year old. The new roof includes a 7-year transferable warranty. Located in the heart of Palm Harbor near downtown Palm Harbor, Dunedin, the Pinellas Trail, parks, shopping, dining, and the beaches of Honeymoon and Caladesi Islands. NO FLOOD INSURANCE REQUIRED.

Property Overview

Property TypeResidential
Sub TypeSingle Family Residence
MLS #TB8529262
StatusActive
Year Built1983
Stories1
Total Rooms6
ConstructionBlock, Stucco
RoofShingle
FoundationSlab
FacesWest
SubdivisionARBOR GLEN - PH ONE
CountyPinellas
OwnershipFee Simple

Interior Features

InteriorCeiling Fan(s), Crown Molding, High Ceilings, Living Room/Dining Room Combo, Split Bedroom, Thermostat, Walk-In Closet(s), Window Treatments
FlooringCeramic Tile
AppliancesDishwasher, Dryer, Electric Water Heater, Microwave, Range, Refrigerator, Washer
LaundryElectric Dryer Hookup, In Garage, Washer Hookup
WindowsBlinds
CoolingCentral Air
HeatingCentral, Electric

Exterior & Lot

ExteriorPrivate Yard, Rain Gutters, Sliding Doors
FencingWood
Lot Size0.17 acres (7,501 sq ft)
Lot Dimensions75 x 100
Road SurfaceAsphalt
0

Utilities

WaterPublic
SewerPublic Sewer
UtilitiesCable Available, Electricity Connected, Sewer Connected, Water Connected

Parking

GarageYes (2 spaces)

HOA & Community

HOAYes
HOA Fee$40 / Annually
Senior CommunityNo

Financial Details

List Price$400,000
Original Price$450,000
Annual Taxes$6,500 (2025)
FinancingCash, Conventional, FHA, VA Loan
ZoningR-2
Parcel #122815013260001040

Schools

ElementaryOzona Elementary-PN
MiddlePalm Harbor Middle-PN
HighPalm Harbor Univ High-PN

Directions

US 19 No to West on Tampa Rd. South on Arbor Glen Drive to address on the left.

Location

260 ARBOR GLEN DRIVE, PALM HARBOR, FL 34683

Listing Information

OfficeCOLDWELL BANKER REALTY
ListedJuly 17, 2026

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Home Price

$400,000

20% ($80,000)
6.75%

Loan Term

Principal & Interest$2,076
Property Tax (est.)$367
Insurance (est.)$150
Total Monthly$2,592
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Nearby Schools

How to Buy This Home

Multiple financing options available for this $400,000 home in PALM HARBOR.

🏛️

FHA Loan

$14,000 Down

Government-backed, low down payment. Credit scores as low as 580.

🎖️

VA Loan

$0 Down

Zero down for eligible veterans, active duty, and military families.

🏦

Conventional

$20,000 Down

Traditional financing. As low as 3-5% down with good credit.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Pinellas County SHIP

Varies

Income-qualifying Pinellas residents

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.

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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: August 21, 2026.

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