Beds
3
Baths
2
Sq Ft
2,303 sq ft
Year Built
1977
Lot Size
1.00 acres
Garage
2
About This Property
Welcome to 1601 Stephans Road in beautiful Ruskin, Florida. Imagine coming home to 1 full acre of land a 3-bedroom, 2-bath property 2 car garage, with TOTAL PRIVACY!!! Seller offering $15k toward closing cost!!!! Property features a new roof 2025, well 2024, new flooring, updated bathroom appliances, and fresh interior paint. The outdoors (plenty of space) RV space and is IDEAL for animals, gardening, outdoor fundays, grilling, parties, camping, property offers a touch of some newly planted fruit trees already in place. Home includes handicap-accessible bathrooms with plenty of space along the fireplace on cold nights, while entertaining family and friends in the country living. Home offers endless possibilities. Beaches within mins from home along with Boat Ramps, Parks and Community locate Golfing. Home is Move-in ready and perfect for buyers seeking land, comfort, and modern updates. NO HOA NO CDD NO CLOSE-UP NEIGHBORS.... $15K towards CLOSING COST!
Property Overview
Interior Features
Exterior & Lot
Utilities
Parking
HOA & Community
Financial Details
Schools
Directions
From College (674) go south on HWY 41. Follow 41 south to Universal Dr on the left. Go approximately 1/4 mile to Stephens Rd on the right follow Stephens Rd 1.5 miles home (1601) is on the left.
Location
1601 STEPHENS ROAD, RUSKIN, FL 33570
Listing Information
Schedule a Tour
Pick a Day
Preferred Time
Home Price
$500,000
Loan Term
Nearby Schools
How to Buy This Home
Multiple financing options available for this $500,000 home in RUSKIN.
🏛️
FHA Loan
$17,500 Down
Government-backed, low down payment. Credit scores as low as 580.
🎖️
VA Loan
$0 Down
Zero down for eligible veterans, active duty, and military families.
🏦
Conventional
$25,000 Down
Traditional financing. As low as 3-5% down with good credit.
Florida Down Payment Assistance Programs
You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.
Florida Hometown Heroes
Up to $35,000
First-time buyers working in FL
FL Assist
Up to $10,000
FHA, VA, or USDA borrowers
FL HLP Second Mortgage
Up to $10,000
First-time buyers, 0% deferred
Hillsborough County SHIP
Varies
Income-qualifying Hillsborough residents
Can You Afford This Home?
Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.
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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: October 3, 2026.